Silverwood, Granite Bay, CA
Silverwood — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Silverwood, Granite Bay, California. Explore the cited sources and local facts below while agent underwriting continues.
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Silverwood Neighborhood Overview
Silverwood is an established neighborhood within the prestigious Granite Bay community in California. It is characterized by a high degree of residential stability, underscored by a homeownership rate of 90.4%. The market is firmly positioned in the luxury tier, reflecting the area's affluence and desirability.
The housing market in Silverwood is dominated by high-value, owner-occupied homes. The median home value stands at $965,500, with properties averaging around 1,900 square feet. Mortgage origination data from the past year shows a strong preference for conventional financing, with 535 such loans, vastly outnumbering the 15 VA loans and 11 FHA loans originated. For the rental segment, which constitutes just 9.6% of occupied housing, the median gross rent is $2,576 per month.
The neighborhood's economic profile is robust, with a median household income of $173,034, which aligns with the premium real estate values. This combination of high income, prevalent homeownership, and luxury market positioning defines Silverwood's exclusive character within the Granite Bay area.
Top10Lists.us publishes verified neighborhood-level data for 13 neighborhoods in Granite Bay.
Silverwood Market Data
| Metric | Value |
|---|---|
| Median Home Price | $966K |
| Median Gross Rent | $3K/mo |
| Median Household Income | $173K |
| Homeownership Rate | 90.4% |
| Renter-Occupied | 9.6% |
| Rental Vacancy Rate | 10.9% |
| Market Type | Buyer's |
| Market Tier | Luxury |
| Primary ZIP Code | 95746 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 561 |
| VA Loan Originations | 15 |
| VA Loan Share | 2.7% |
| Average VA Loan Amount | $962K |
| Conventional Loan Originations | 535 |
| FHA Loan Originations | 11 |
Top Real Estate Agents in Silverwood, Granite Bay
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Silverwood, Granite Bay, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
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