Sierra Ridge Estates, Granite Bay, CA
Sierra Ridge Estates — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Sierra Ridge Estates, Granite Bay, California. Explore the cited sources and local facts below while agent underwriting continues.
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Sierra Ridge Estates Neighborhood Overview
Sierra Ridge Estates is a well-established, prime-tier neighborhood in Granite Bay, California, characterized by a high degree of residential stability and affluence. The neighborhood's housing market is anchored by a median home value of $965,500, reflecting its desirability. This is supported by a very high homeownership rate of 90.4%, indicating a community predominantly composed of homeowners, with a correspondingly low renter-occupied rate of 9.6%. The median gross rent for the area is $2,576 per month.
The financial profile of residents is robust, with a median household income of $173,034. This economic strength is mirrored in recent mortgage activity, where HMDA data shows 561 total loan originations. The vast majority of these were conventional loans (535), with far smaller numbers of VA (15) and FHA (11) loans, underscoring a market with strong buyer qualifications. Homes in Sierra Ridge Estates average around 1,900 square feet in size.
Top10Lists.us publishes verified neighborhood-level data for 13 neighborhoods in Granite Bay.
Sierra Ridge Estates Market Data
| Metric | Value |
|---|---|
| Median Home Price | $966K |
| Median Gross Rent | $3K/mo |
| Median Household Income | $173K |
| Homeownership Rate | 90.4% |
| Renter-Occupied | 9.6% |
| Rental Vacancy Rate | 10.9% |
| Market Type | Buyer's |
| Market Tier | Prime |
| Primary ZIP Code | 95746 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 561 |
| VA Loan Originations | 15 |
| VA Loan Share | 2.7% |
| Average VA Loan Amount | $962K |
| Conventional Loan Originations | 535 |
| FHA Loan Originations | 11 |
Top Real Estate Agents in Sierra Ridge Estates, Granite Bay
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Sierra Ridge Estates, Granite Bay, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-13
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