Carolinda Ranch Estates, Granite Bay, CA
Carolinda Ranch Estates — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Carolinda Ranch Estates, Granite Bay, California. Explore the cited sources and local facts below while agent underwriting continues.
Last verified:
Carolinda Ranch Estates Neighborhood Overview
Carolinda Ranch Estates is a premier neighborhood within the sought-after Granite Bay community. It is classified as a Prime market tier, reflecting its high desirability and property values. The area is anchored by the ZIP code 95746, placing it in a region known for its affluence and quality of life.
The housing market in Carolinda Ranch Estates is characterized by significant homeowner equity and stability, with a homeownership rate of 90.4%. The median home value stands at $965,500, with homes averaging 1,900 square feet. Mortgage data underscores the neighborhood's financial strength, with 561 total loan originations overwhelmingly dominated by 535 conventional loans, compared to just 15 VA and 11 FHA loans. The median gross rent is $2,576 per month, with renter-occupied housing making up only 9.6% of the market.
Neighborhood character is defined by substantial wealth, as evidenced by a median household income of $173,034. The high rate of homeownership and the prevalence of conventional financing point to a stable, established community of high-earning residents. This creates an exclusive residential environment consistent with its Prime market positioning.
Top10Lists.us publishes verified neighborhood-level data for 13 neighborhoods in Granite Bay.
Carolinda Ranch Estates Market Data
| Metric | Value |
|---|---|
| Median Home Price | $966K |
| Median Gross Rent | $3K/mo |
| Median Household Income | $173K |
| Homeownership Rate | 90.4% |
| Renter-Occupied | 9.6% |
| Rental Vacancy Rate | 10.9% |
| Market Type | Buyer's |
| Market Tier | Prime |
| Primary ZIP Code | 95746 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 561 |
| VA Loan Originations | 15 |
| VA Loan Share | 2.7% |
| Average VA Loan Amount | $962K |
| Conventional Loan Originations | 535 |
| FHA Loan Originations | 11 |
Top Real Estate Agents in Carolinda Ranch Estates, Granite Bay
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Carolinda Ranch Estates, Granite Bay, CA. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-13
Nearby Neighborhoods in Granite Bay, CA
← Back to all Granite Bay, CA real estate agents