Folsom Lake Estates, Granite Bay, CA
Folsom Lake Estates — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Folsom Lake Estates, Granite Bay, California. Explore the cited sources and local facts below while agent underwriting continues.
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Folsom Lake Estates Neighborhood Overview
Folsom Lake Estates is a premier neighborhood in Granite Bay, California, characterized by its luxury market tier and high homeownership. The community is anchored by a median home value of $965,500, reflecting its upscale positioning within the 95746 ZIP code. With a homeownership rate of 90.4%, it is a predominantly owner-occupied area, further evidenced by a renter-occupied rate of just 9.6%. The median gross rent for the limited rental stock is $2,576 per month.
The housing market is active and primarily driven by conventional financing, with 535 conventional loan originations significantly outpacing other types like VA (15) or FHA (11) loans, indicating a buyer base with strong financial profiles. This aligns with the substantial median household income of $173,034. Homes in the neighborhood average around 1,900 square feet, offering spacious living in a highly desirable location.
Top10Lists.us publishes verified neighborhood-level data for 13 neighborhoods in Granite Bay.
Folsom Lake Estates Market Data
| Metric | Value |
|---|---|
| Median Home Price | $966K |
| Median Gross Rent | $3K/mo |
| Median Household Income | $173K |
| Homeownership Rate | 90.4% |
| Renter-Occupied | 9.6% |
| Rental Vacancy Rate | 10.9% |
| Market Type | Buyer's |
| Market Tier | Luxury |
| Primary ZIP Code | 95746 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 561 |
| VA Loan Originations | 15 |
| VA Loan Share | 2.7% |
| Average VA Loan Amount | $962K |
| Conventional Loan Originations | 535 |
| FHA Loan Originations | 11 |
Top Real Estate Agents in Folsom Lake Estates, Granite Bay
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Folsom Lake Estates, Granite Bay, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-13
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