Fairmede-Hilltop, Richmond, CA
Fairmede-Hilltop — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Fairmede-Hilltop, Richmond, California. Explore the cited sources and local facts below while agent underwriting continues.
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Fairmede-Hilltop Neighborhood Overview
Fairmede-Hilltop is a neighborhood in Richmond, California, primarily within the 94805 ZIP code. The area presents a stable, primarily owner-occupied community, with a homeownership rate of 68.2% and a corresponding renter-occupied rate of 31.8%. The housing market is characterized by its prime market tier, with a median home value of $705,100 for typically sized homes averaging 1,300 square feet. For renters, the median gross rent is $2,095 per month.
The local mortgage market reflects this stability, with 491 total home loan originations in the most recent HMDA data. The vast majority of these were conventional loans (446 originations), indicating strong access to standard financing. Government-backed loans played a smaller role, with 38 FHA originations and 7 VA loans. This lending activity supports a neighborhood with a median household income of $101,932, which aligns with the financial profile typical of a prime market area.
Top10Lists.us publishes verified neighborhood-level data for 68 neighborhoods in Richmond.
Fairmede-Hilltop Market Data
| Metric | Value |
|---|---|
| Median Home Price | $705K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $102K |
| Homeownership Rate | 68.2% |
| Renter-Occupied | 31.8% |
| Rental Vacancy Rate | 6.3% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 94805 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 491 |
| VA Loan Originations | 7 |
| VA Loan Share | 1.4% |
| Average VA Loan Amount | $455K |
| Conventional Loan Originations | 446 |
| FHA Loan Originations | 38 |
Top Real Estate Agents in Fairmede-Hilltop, Richmond
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Fairmede-Hilltop, Richmond, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15
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