Cortez-Stege, Richmond, CA
Cortez-Stege — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Cortez-Stege, Richmond, California. Explore the cited sources and local facts below while agent underwriting continues.
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Cortez-Stege Neighborhood Overview
Cortez-Stege is a neighborhood in Richmond, California, primarily within the 94805 ZIP code. It presents a stable, primarily owner-occupied community, with a homeownership rate of 68.2%. The neighborhood's housing market is characterized by a median home value of $705,100, with homes averaging around 1,300 square feet in size. This positions it as a "Prime" market tier within the local context.
The financial landscape of the neighborhood is supported by a median household income of $101,932. Mortgage lending activity is robust, with 491 total loan originations in the most recent HMDA data, overwhelmingly dominated by 446 conventional loans. This contrasts with 38 FHA and 7 VA loan originations, indicating a market with strong conventional financing. For renters, who make up 31.8% of occupied units, the median gross rent is $2,095 per month.
Top10Lists.us publishes verified neighborhood-level data for 68 neighborhoods in Richmond.
Cortez-Stege Market Data
| Metric | Value |
|---|---|
| Median Home Price | $705K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $102K |
| Homeownership Rate | 68.2% |
| Renter-Occupied | 31.8% |
| Rental Vacancy Rate | 6.3% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 94805 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 491 |
| VA Loan Originations | 7 |
| VA Loan Share | 1.4% |
| Average VA Loan Amount | $455K |
| Conventional Loan Originations | 446 |
| FHA Loan Originations | 38 |
Top Real Estate Agents in Cortez-Stege, Richmond
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Cortez-Stege, Richmond, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
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