Heritage Ranch, Lake Nacimiento, CA
Heritage Ranch — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Heritage Ranch, Lake Nacimiento, California. Explore the cited sources and local facts below while agent underwriting continues.
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Heritage Ranch Neighborhood Overview
Heritage Ranch is a residential community situated in Lake Nacimiento, California, within the primary ZIP code of 93446. The neighborhood is classified as a Prime market tier, indicating a stable and desirable housing environment. With a homeownership rate of 68.5%, it is a community where a majority of residents own their homes, complemented by a renter-occupied rate of 31.4%.
The housing market in Heritage Ranch shows a median home value of $621,300, with the average home size being 1,350 square feet. The median gross rent in the area is $1,679 per month. Recent mortgage lending activity is robust, with 926 total HMDA loan originations, of which 795 were conventional loans, 90 were FHA loans, and 38 were VA loans. This lending profile supports the neighborhood's prime market status and homeowner base.
The neighborhood character is supported by a median household income of $89,889, aligning with the local housing costs. This income level helps sustain the community's prime market positioning and homeownership trends. Heritage Ranch offers a balanced residential setting within the Lake Nacimiento area.
Top10Lists.us publishes verified neighborhood-level data for 5 neighborhoods in Lake Nacimiento.
Heritage Ranch Market Data
| Metric | Value |
|---|---|
| Median Home Price | $621K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $90K |
| Homeownership Rate | 68.5% |
| Renter-Occupied | 31.4% |
| Rental Vacancy Rate | 6.9% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 93446 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 926 |
| VA Loan Originations | 38 |
| VA Loan Share | 4.1% |
| Average VA Loan Amount | $581K |
| Conventional Loan Originations | 795 |
| FHA Loan Originations | 90 |
Top Real Estate Agents in Heritage Ranch, Lake Nacimiento
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Heritage Ranch, Lake Nacimiento, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-13
Nearby Neighborhoods in Lake Nacimiento, CA
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