Christmas Island, Lake Nacimiento, CA
Christmas Island — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Christmas Island, Lake Nacimiento, California. Explore the cited sources and local facts below while agent underwriting continues.
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Christmas Island Neighborhood Overview
Christmas Island is a distinctive neighborhood within the Lake Nacimiento community in California. The area is characterized by its waterfront setting and is designated as a Luxury market tier, appealing to those seeking a premium lifestyle. With a median home value of $468,500 and an average home size of approximately 1,300 square feet, the housing stock offers a blend of value and space in this scenic locale.
The neighborhood demonstrates a strong sense of permanence, with a homeownership rate of 67.8%. Recent mortgage data shows 145 total loan originations, with the vast majority being conventional loans (110), supplemented by 25 FHA loans and 10 VA loans. This lending activity, coupled with a median household income of $92,250, indicates a stable and active housing market. The renter-occupied rate is 32.2%, with a median gross rent of $885 per month.
Top10Lists.us publishes verified neighborhood-level data for 5 neighborhoods in Lake Nacimiento.
Christmas Island Market Data
| Metric | Value |
|---|---|
| Median Home Price | $469K |
| Median Gross Rent | $885/mo |
| Median Household Income | $92K |
| Homeownership Rate | 67.8% |
| Renter-Occupied | 32.2% |
| Rental Vacancy Rate | 5.1% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 93426 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 145 |
| VA Loan Originations | 10 |
| VA Loan Share | 6.9% |
| Average VA Loan Amount | $525K |
| Conventional Loan Originations | 110 |
| FHA Loan Originations | 25 |
Top Real Estate Agents in Christmas Island, Lake Nacimiento
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Christmas Island, Lake Nacimiento, CA. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
Nearby Neighborhoods in Lake Nacimiento, CA
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