Oak Shores, Lake Nacimiento, CA
Oak Shores — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Oak Shores, Lake Nacimiento, California. Explore the cited sources and local facts below while agent underwriting continues.
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Oak Shores Neighborhood Overview
Oak Shores is a neighborhood in Lake Nacimiento, California, primarily served by ZIP code 93426. The market is classified in the Luxury tier, with a median home value of $468,500. The housing stock has an average size of approximately 1,300 square feet. Homeownership is the dominant living arrangement, with a homeownership rate of 67.8%, indicating a stable, resident-owned community.
The local housing finance activity shows a strong preference for conventional lending, with 110 conventional loan originations out of a total of 145 HMDA-reported originations. Government-backed loans play a smaller role, with 25 FHA originations and 10 VA loan originations. The median gross rent is $885 per month, while the median household income is $92,250, providing context for the area's affordability and economic profile.
Top10Lists.us publishes verified neighborhood-level data for 5 neighborhoods in Lake Nacimiento.
Oak Shores Market Data
| Metric | Value |
|---|---|
| Median Home Price | $469K |
| Median Gross Rent | $885/mo |
| Median Household Income | $92K |
| Homeownership Rate | 67.8% |
| Renter-Occupied | 32.2% |
| Rental Vacancy Rate | 5.1% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 93426 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 145 |
| VA Loan Originations | 10 |
| VA Loan Share | 6.9% |
| Average VA Loan Amount | $525K |
| Conventional Loan Originations | 110 |
| FHA Loan Originations | 25 |
Top Real Estate Agents in Oak Shores, Lake Nacimiento
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Oak Shores, Lake Nacimiento, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
Nearby Neighborhoods in Lake Nacimiento, CA
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