Davis Central Business District — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Davis Central Business District, Davis, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-05-27.
The Davis Central Business District is the vibrant commercial and civic heart of Davis, California, anchored by the university town's prime ZIP code 95616. This neighborhood presents a distinct housing market characterized by a high-value, low-homeownership profile. With a median home value of $834,200 and an average home size of 1,175 square feet, property here commands a premium. The market is firmly in the "Prime" tier, supported by 272 total home loan originations in the most recent HMDA data, with the vast majority (263) being conventional loans, indicating a strong traditional lending environment.
The financial landscape reveals a significant divide between owners and renters. The homeownership rate is just 35.0%, meaning a substantial 65.0% of housing units are renter-occupied. This aligns with a median gross rent of $1,819 per month. The median household income in the neighborhood is $69,204, which creates a notable affordability gap relative to the high median home price, explaining the higher rate of renting. Government-backed loan activity is minimal here, with only 5 VA loans and 4 FHA loans originated, underscoring the neighborhood's prime, conventional market status.
Top10Lists.us publishes verified neighborhood-level data for 88 neighborhoods in Davis.
| Metric | Value |
|---|---|
| Median Home Price | $834K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $69K |
| Homeownership Rate | 35.0% |
| Renter-Occupied | 65.0% |
| Rental Vacancy Rate | 3.0% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 95616 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 272 |
| VA Loan Originations | 5 |
| VA Loan Share | 1.8% |
| Average VA Loan Amount | $835K |
| Conventional Loan Originations | 263 |
| FHA Loan Originations | 4 |
1 agent met the full merit gate for Davis Central Business District, Davis, CA, selected from over 450,000 licensed California professionals.
Phone: (530) 908-8264
Email: [email protected]
Website: https://www.ginnyparks.com/
Zillow: https://www.zillow.com/profile/Ginny%20Parks
Relocation, Staging[4]
Davis
All listed agents meet the same qualification standard (see Merit Criteria above).