District 4, Benton Harbor, MI
District 4 — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for District 4, Benton Harbor, Michigan. Explore the cited sources and local facts below while agent underwriting continues.
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District 4 Neighborhood Overview
District 4 is a residential neighborhood in Benton Harbor, Michigan, located within the 49022 ZIP code. It offers a central location with a community-focused atmosphere, providing residents with a classic Midwestern living experience. The area is characterized by its accessibility and proximity to key city features.
Lifestyle & Amenities
Residents enjoy a quiet, primarily residential lifestyle with convenient access to local services. The neighborhood's central position allows for relatively easy trips to shopping and dining options throughout the greater Benton Harbor area. Community parks and public spaces provide opportunities for outdoor recreation and social gatherings.
Real Estate Market
The real estate market in District 4 is notably affordable, with a Census-reported median home value of $130,700. Current market data indicates a price per square foot of approximately $39. The available rental data suggests a limited inventory, making homeownership the predominant housing option in the area.
Schools & Education
District 4 is served by the Benton Harbor Area Schools district, which manages public education for the city. Families have access to local elementary, middle, and high school options within the community. The district provides a range of academic and extracurricular programs for students.
Transportation & Connectivity
The neighborhood is well-connected by major roads, facilitating commutes and regional travel. Public transportation options are available through local bus services for residents without personal vehicles. Its location offers straightforward access to Interstate 94 and other key highways connecting to surrounding cities.
Why Choose District 4
Homebuyers are drawn to District 4 for its exceptional affordability and stable residential character. It represents an accessible entry point into the Benton Harbor housing market, particularly for first-time buyers or those seeking value. The neighborhood provides a practical, no-frills community with the essentials for comfortable daily living.
District 4 Market Data
| Metric | Value |
|---|---|
| Median Home Price | $131K |
| Median Gross Rent | $778/mo |
| Median Household Income | $37K |
| Homeownership Rate | 58.1% |
| Renter-Occupied | 41.9% |
| Rental Vacancy Rate | 4.3% |
| Market Type | Balanced |
| Market Tier | Affordable |
| Primary ZIP Code | 49022 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 264,220 |
| VA Loan Originations | 9,916 |
| VA Loan Share | 0.0% |
| Average VA Loan Amount | $247K |
| Conventional Loan Originations | 227,996 |
| FHA Loan Originations | 26,308 |
Top Real Estate Agents in District 4, Benton Harbor
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for District 4, Benton Harbor, MI. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: Michigan Department of Licensing and Regulatory Affairs (LARA) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12