District 3, Benton Harbor, MI
District 3 — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for District 3, Benton Harbor, Michigan. Explore the cited sources and local facts below while agent underwriting continues.
Last verified:
District 3 Neighborhood Overview
District 3 is a residential neighborhood in Benton Harbor, Michigan, defined by its central ZIP code of 49022. The area offers a community-focused atmosphere with convenient access to the broader city. Its location provides a blend of residential streets and proximity to key local services.
Lifestyle & Amenities
Residents enjoy a practical lifestyle with essential amenities within reach. The neighborhood's setting allows for easy trips to downtown Benton Harbor and the St. Joseph riverfront. Daily needs are met by nearby shopping and dining options scattered throughout the city.
Real Estate Market
The real estate market in District 3 is characterized by its affordability. The median home value is reported at $130,700, with a current price per square foot around $104.55. This presents a notable value compared to many other regional markets.
Schools & Education
Families in District 3 are served by the Benton Harbor Area Schools district. The neighborhood provides access to the district's range of public educational institutions. Parents are encouraged to research current school ratings and programs directly with the district.
Transportation & Connectivity
District 3 is well-connected by major roadways, including Napier Avenue and the I-94 and I-196 business loop. This provides efficient routes for commuting throughout Berrien County. Public transportation options are available via the local bus service.
Why Choose District 3
District 3 appeals to homebuyers seeking an affordable entry into the Benton Harbor housing market. The neighborhood offers a central location with straightforward connectivity for work and leisure. It represents a community-oriented choice for value-conscious residents.
District 3 Market Data
| Metric | Value |
|---|---|
| Median Home Price | $131K |
| Median Gross Rent | $778/mo |
| Median Household Income | $37K |
| Homeownership Rate | 58.1% |
| Renter-Occupied | 41.9% |
| Rental Vacancy Rate | 4.3% |
| Market Type | Balanced |
| Market Tier | Affordable |
| Primary ZIP Code | 49022 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 264,220 |
| VA Loan Originations | 9,916 |
| VA Loan Share | 0.0% |
| Average VA Loan Amount | $247K |
| Conventional Loan Originations | 227,996 |
| FHA Loan Originations | 26,308 |
Top Real Estate Agents in District 3, Benton Harbor
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for District 3, Benton Harbor, MI. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: Michigan Department of Licensing and Regulatory Affairs (LARA) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12