Cortez/Stege, Richmond, CA
Cortez/Stege — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Cortez/Stege, Richmond, California. Explore the cited sources and local facts below while agent underwriting continues.
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Cortez/Stege Neighborhood Overview
Cortez/Stege is a neighborhood in Richmond, California, primarily within the 94804 ZIP code. The housing market here presents a mix of ownership and rental opportunities, with a median home value of $591,100. The typical home is approximately 1,150 square feet in size. The neighborhood's homeownership rate is 47.5%, indicating a fairly balanced split with the renter-occupied rate of 52.4%. Recent mortgage origination data shows a strong preference for conventional financing, with 472 conventional originations out of a total of 527, suggesting a relatively stable and traditional lending environment.
The neighborhood's median household income is $79,659, which aligns with the median gross rent of $1,760 per month. This income level supports the local housing costs and contributes to the area's classification as a Main market tier. The rental market is a significant component of the housing stock, accommodating just over half of the households. Characterized by its established residential feel, Cortez/Stege offers a community where homeownership is accessible to nearly half of its residents, supported by a mainstream financial market.
Top10Lists.us publishes verified neighborhood-level data for 68 neighborhoods in Richmond.
Cortez/Stege Market Data
| Metric | Value |
|---|---|
| Median Home Price | $591K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $80K |
| Homeownership Rate | 47.5% |
| Renter-Occupied | 52.4% |
| Rental Vacancy Rate | 1.7% |
| Market Type | Seller's |
| Market Tier | Main |
| Primary ZIP Code | 94804 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 527 |
| VA Loan Originations | 7 |
| VA Loan Share | 1.3% |
| Average VA Loan Amount | $639K |
| Conventional Loan Originations | 472 |
| FHA Loan Originations | 48 |
Top Real Estate Agents in Cortez/Stege, Richmond
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Cortez/Stege, Richmond, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
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