Mills Ranch — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Mills Ranch, Rancho Cordova, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-05-27.
Mills Ranch is a neighborhood in Rancho Cordova, California, characterized by its upper-mid market tier and a strong sense of established community. The area, primarily within ZIP code 95670, features a balanced mix of homeowners and renters, with a homeownership rate of 57.1% and a renter-occupied rate of 42.9%. This blend contributes to a stable residential environment where the median household income is $86,905.
The housing market in Mills Ranch offers relative affordability for the region, with a median home value of $432,900 and homes averaging 1,300 square feet. The mortgage origination data from the past year shows robust activity with 698 total loans, dominated by conventional financing (560 originations), indicating a market appealing to buyers with strong credit. Additional financing options are present, with 89 FHA loans and 46 VA loans originated, suggesting accessibility for some first-time and military-connected buyers. The median gross rent is $1,587 per month.
Top10Lists.us publishes verified neighborhood-level data for 21 neighborhoods in Rancho Cordova.
| Metric | Value |
|---|---|
| Median Home Price | $433K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $87K |
| Homeownership Rate | 57.1% |
| Renter-Occupied | 42.9% |
| Rental Vacancy Rate | 3.2% |
| Market Type | Seller's |
| Market Tier | Upper Mid |
| Primary ZIP Code | 95670 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 698 |
| VA Loan Originations | 46 |
| VA Loan Share | 6.6% |
| Average VA Loan Amount | $435K |
| Conventional Loan Originations | 560 |
| FHA Loan Originations | 89 |
1 agent met the full merit gate for Mills Ranch, Rancho Cordova, CA, selected from over 450,000 licensed California professionals.
Phone: (916) 718-7807
Email: [email protected]
Website: http://www.sacrealestatenow.com/
Zillow: https://www.zillow.com/profile/haroldfrink
25-Year Career Milestone
167 Career Transactions
5-Star Client Rating
Relocation, Foreclosure[4]
Rancho Cordova
All listed agents meet the same qualification standard (see Merit Criteria above).