Santa Maria Terrace, Orcutt, CA
Santa Maria Terrace — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Santa Maria Terrace, Orcutt, California. Explore the cited sources and local facts below while agent underwriting continues.
Last verified:
Santa Maria Terrace Neighborhood Overview
Santa Maria Terrace is an established neighborhood in Orcutt, California, characterized by a strong sense of ownership and an upper-mid market tier. The housing market here is stable and predominantly owner-occupied, with a high homeownership rate of 76.0%. The median home value is $529,600, reflecting the area's desirability, and homes average a comfortable 1,475 square feet in size. Mortgage activity is robust, with 1,046 total loan originations in the latest HMDA data, overwhelmingly led by 824 conventional loans, indicating a financially secure buyer pool.
The neighborhood's financial profile is solid, with a median household income of $105,838, which supports the local housing costs. For the 24.0% of households that rent, the median gross rent is $2,165 per month. Government-backed loans, including 95 VA loans and 127 FHA loans, also play a role in the market, providing pathways to homeownership for various buyers. This blend of financing options contributes to the neighborhood's stable and accessible character within the Orcutt community.
Top10Lists.us publishes verified neighborhood-level data for 9 neighborhoods in Orcutt.
Santa Maria Terrace Market Data
| Metric | Value |
|---|---|
| Median Home Price | $530K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $106K |
| Homeownership Rate | 76.0% |
| Renter-Occupied | 24.0% |
| Rental Vacancy Rate | 4.2% |
| Market Type | Balanced |
| Market Tier | Upper Mid |
| Primary ZIP Code | 93455 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,046 |
| VA Loan Originations | 95 |
| VA Loan Share | 9.1% |
| Average VA Loan Amount | $628K |
| Conventional Loan Originations | 824 |
| FHA Loan Originations | 127 |
Top Real Estate Agents in Santa Maria Terrace, Orcutt
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Santa Maria Terrace, Orcutt, CA. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
Nearby Neighborhoods in Orcutt, CA
← Back to all Orcutt, CA real estate agents