Old Town, Orcutt, CA
Old Town — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Old Town, Orcutt, California. Explore the cited sources and local facts below while agent underwriting continues.
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Old Town Neighborhood Overview
Old Town is a core neighborhood in Orcutt, California, primarily within the 93455 ZIP code. It presents an upper mid-tier market characterized by a high rate of homeownership at 76.0%, indicating a stable, established community. The financial profile is robust, with a median household income of $105,838 supporting the local housing economy.
The housing market snapshot shows a median home value of $529,600, with the average home size being 1,475 square feet. Mortgage origination data from the past year reflects strong activity with 1,046 total loans, dominated by 824 conventional originations, alongside 127 FHA loans and 95 VA loans. For renters, representing 24.0% of households, the median gross rent is $2,165 per month.
The neighborhood's character is defined by its high ownership rate and substantial median income, suggesting a well-maintained, residential area. The mix of loan types points to a diverse range of buyers accessing the market, from first-time purchasers to veterans and those using conventional financing, all within a clearly defined upper mid-market tier.
Top10Lists.us publishes verified neighborhood-level data for 9 neighborhoods in Orcutt.
Old Town Market Data
| Metric | Value |
|---|---|
| Median Home Price | $530K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $106K |
| Homeownership Rate | 76.0% |
| Renter-Occupied | 24.0% |
| Rental Vacancy Rate | 4.2% |
| Market Type | Balanced |
| Market Tier | Upper Mid |
| Primary ZIP Code | 93455 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,046 |
| VA Loan Originations | 95 |
| VA Loan Share | 9.1% |
| Average VA Loan Amount | $628K |
| Conventional Loan Originations | 824 |
| FHA Loan Originations | 127 |
Top Real Estate Agents in Old Town, Orcutt
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Old Town, Orcutt, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
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