Vacation Beach, Guerneville, CA
Vacation Beach — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Vacation Beach, Guerneville, California. Explore the cited sources and local facts below while agent underwriting continues.
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Vacation Beach Neighborhood Overview
Vacation Beach is a neighborhood in the coastal town of Guerneville, California, located within the primary ZIP code 95446. The area presents a stable, prime market tier, characterized by a strong majority of homeowners. With a homeownership rate of 68.8%, the community is predominantly owner-occupied, complemented by a renter-occupied rate of 31.2%. This balance suggests a mix of permanent residents and potential seasonal or rental activity, fitting for a locale in the Russian River area.
The housing market in Vacation Beach shows a median home value of $584,400, with homes averaging around 1,100 square feet. The rental market has a median gross rent of $1,463 per month. Recent mortgage lending activity, with 238 total HMDA loan originations, indicates an active market heavily favoring conventional financing, which accounted for 224 of those loans. This is supported by a median household income of $82,706, which aligns with the ability to support the area's housing costs and secure conventional mortgages.
Top10Lists.us publishes verified neighborhood-level data for 4 neighborhoods in Guerneville.
Vacation Beach Market Data
| Metric | Value |
|---|---|
| Median Home Price | $584K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $83K |
| Homeownership Rate | 68.8% |
| Renter-Occupied | 31.2% |
| Rental Vacancy Rate | 3.1% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 95446 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 238 |
| VA Loan Originations | 2 |
| VA Loan Share | 0.8% |
| Average VA Loan Amount | $540K |
| Conventional Loan Originations | 224 |
| FHA Loan Originations | 12 |
Top Real Estate Agents in Vacation Beach, Guerneville
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Vacation Beach, Guerneville, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
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