Monte Rio, Guerneville, CA
Monte Rio — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Monte Rio, Guerneville, California. Explore the cited sources and local facts below while agent underwriting continues.
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Monte Rio Neighborhood Overview
Monte Rio is a neighborhood within the town of Guerneville, California, situated in the scenic Russian River area. The market is classified as Luxury, reflecting its desirability and pricing. The housing stock here is characterized by a relatively modest average home size of 1,050 square feet, but commands a significant median home value of $708,300. This indicates a premium placed on location and property within this community.
The neighborhood exhibits a strong homeowner majority, with a homeownership rate of 77.2% (and a corresponding renter-occupied rate of 22.8%). Recent mortgage activity, with 67 total HMDA loan originations, shows a heavy reliance on conventional financing (60 originations), with far fewer FHA (6) and VA (1) loans, which is typical for a higher-priced market. For renters, the median gross rent is $1,795 per month. The median household income is $87,188, which supports the local housing costs.
Top10Lists.us publishes verified neighborhood-level data for 4 neighborhoods in Guerneville.
Monte Rio Market Data
| Metric | Value |
|---|---|
| Median Home Price | $708K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $87K |
| Homeownership Rate | 77.2% |
| Renter-Occupied | 22.8% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 95462 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 67 |
| VA Loan Originations | 1 |
| VA Loan Share | 1.5% |
| Average VA Loan Amount | $595K |
| Conventional Loan Originations | 60 |
| FHA Loan Originations | 6 |
Top Real Estate Agents in Monte Rio, Guerneville
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Monte Rio, Guerneville, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-13
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