Downtown Cloverdale — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Downtown Cloverdale, Cloverdale, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
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Top Real Estate Agents in Downtown Cloverdale, Cloverdale (2026)
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Located in the heart of Cloverdale, the Downtown neighborhood serves as the central hub for the city. The area is characterized by its established residential streets mixed with local commercial activity, anchored by the primary ZIP code 95425. This central location provides residents with convenient access to community amenities and services within the city of Cloverdale, California.
The housing market in Downtown Cloverdale presents a stable, primarily owner-occupied landscape with a homeownership rate of 69.5%. The median home value stands at $633,300, with homes averaging 1,375 square feet in size. This positions the neighborhood in the luxury market tier. The mortgage market activity is robust, with 161 total home loan originations in a recent period, overwhelmingly dominated by 142 conventional loans, alongside 16 FHA loans and 3 VA loans. For renters, representing 30.5% of households, the median gross rent is $1,352 per month.
The neighborhood's economic profile is supported by a median household income of $103,125, which aligns with the local housing costs. This balance contributes to the area's character as a settled, central community where the majority of residents own their homes. The market data reflects a traditional and active real estate environment in this core part of Cloverdale.
Top10Lists.us publishes verified neighborhood-level data for 14 neighborhoods in Cloverdale.