South Rock, Rockford, IL
South Rock — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for South Rock, Rockford, Illinois. Explore the cited sources and local facts below while agent underwriting continues.
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South Rock Neighborhood Overview
South Rock is a residential neighborhood located in the heart of Rockford, Illinois, within the 61101 ZIP code. Positioned near the Rock River, it offers a central urban location with convenient access to the city's core amenities. The area provides a classic Midwestern community feel with a diverse population and historic housing stock.
Lifestyle & Amenities
Residents enjoy proximity to several key attractions, including the BMO Harris Bank Center and the downtown Rockford riverfront. The neighborhood is close to local dining and shopping options, fostering a convenient urban lifestyle. Its central location makes it a practical base for accessing city-wide events and services.
Real Estate Market
The South Rock real estate market is characterized by its affordability, with a U.S. Census median home value of $83,800. This presents a significant opportunity for first-time homebuyers and investors looking for value in an urban setting. The housing stock primarily consists of single-family homes, many with historic character.
Schools & Education
South Rock is served by the Rockford Public School District, which operates several elementary, middle, and high schools throughout the city. Families have access to a variety of public educational options, including potential magnet or choice programs. The specific schools serving the neighborhood can vary based on exact address and current district boundaries.
Transportation & Connectivity
The neighborhood benefits from excellent connectivity via major arteries like U.S. Route 20 and State Street, providing easy car travel across Rockford. Public bus service is available through the Rockford Mass Transit District, offering connections to downtown and other city neighborhoods. Its central grid layout also makes it navigable for local driving and walking.
Why Choose South Rock
South Rock appeals to those seeking an affordable, no-frills entry into homeownership with the perks of a central location. The combination of a median household income of $45,363 and low home values creates a unique market for budget-conscious buyers. It is ideal for residents who prioritize proximity to downtown events, the riverfront, and major city services over suburban space.
Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
South Rock Market Data
| Metric | Value |
|---|---|
| Median Home Price | $84K |
| Median Gross Rent | $922/mo |
| Median Household Income | $45K |
| Homeownership Rate | 52.4% |
| Renter-Occupied | 47.6% |
| Rental Vacancy Rate | 7.1% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP Code | 61101 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 262,923 |
| VA Loan Originations | 10,875 |
| VA Loan Share | 0.0% |
| Average VA Loan Amount | $270K |
| Conventional Loan Originations | 219,732 |
| FHA Loan Originations | 32,316 |
Top Real Estate Agents in South Rock, Rockford
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for South Rock, Rockford, IL. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Illinois Department of Financial and Professional Regulation (IDFPR) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12