Cottonwood, Rockford, IL
Cottonwood — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Cottonwood, Rockford, Illinois. Explore the cited sources and local facts below while agent underwriting continues.
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Cottonwood Neighborhood Overview
Cottonwood is a residential neighborhood located in Rockford, Illinois, within the 61101 ZIP code. Situated near the Rock River, it offers a convenient and established community setting for its residents.
Lifestyle & Amenities
Residents enjoy proximity to local parks and the recreational opportunities along the Rock River. The neighborhood provides convenient access to essential retail and services along nearby major corridors.
Real Estate Market
The Cottonwood housing market features very affordable home values, with a Census median of $83,800. Current market data indicates an asking price per square foot of approximately $105, reflecting its position as a value-oriented neighborhood in the Rockford area.
Schools & Education
Families in Cottonwood are served by the Rockford Public School District. The neighborhood's proximity to several schools provides convenient educational options for children of various ages.
Transportation & Connectivity
The neighborhood benefits from easy access to major roads like U.S. Route 20 and Illinois Route 2, facilitating travel throughout Rockford. Public transportation options are available to connect residents to the wider city.
Why Choose Cottonwood
Cottonwood is an excellent choice for homebuyers seeking an affordable entry into Rockford homeownership. Its established feel, convenient location, and access to natural amenities like the river provide a solid foundation for community life.
Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Redfin Neighborhood Market Tracker — redfin.com/news/data-center
Cottonwood Market Data
| Metric | Value |
|---|---|
| Median Home Price | $84K |
| Median Gross Rent | $922/mo |
| Median Household Income | $45K |
| Homeownership Rate | 52.4% |
| Renter-Occupied | 47.6% |
| Rental Vacancy Rate | 7.1% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP Code | 61101 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 262,923 |
| VA Loan Originations | 10,875 |
| VA Loan Share | 0.0% |
| Average VA Loan Amount | $270K |
| Conventional Loan Originations | 219,732 |
| FHA Loan Originations | 32,316 |
Top Real Estate Agents in Cottonwood, Rockford
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Cottonwood, Rockford, IL. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: Illinois Department of Financial and Professional Regulation (IDFPR) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12