Rancho Trabuco — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Rancho Trabuco, Rancho Santa Margarita, California. Explore the cited sources and local facts below while agent underwriting continues.
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Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-10-08.
Rancho Trabuco is a well-established neighborhood within the master-planned city of Rancho Santa Margarita in Orange County, California. It operates within the 92679 ZIP code and is classified as a Prime market tier, indicating a stable and desirable residential area. The neighborhood's high homeownership rate of 89.6% underscores its appeal to long-term residents, with a correspondingly low renter-occupied rate of just 10.4%.
The housing market in Rancho Trabuco is characterized by significant value and affluence. The median home value stands at $1,148,900, with homes averaging 1,925 square feet in size. This aligns with the substantial median household income of $206,361. Mortgage data from the past year shows robust activity with 944 total loan originations, the overwhelming majority of which were conventional loans (899), indicating a strong, traditional buyer pool. For the rental market, the median gross rent is reported at $3,008 per month.
The neighborhood's financial profile and high rate of homeownership contribute to a settled, affluent community character. The very low volume of government-backed FHA (31) and VA (14) loan originations further reflects the market's prime nature and the financial strength of its typical buyers. Rancho Trabuco represents a high-value enclave within the broader Rancho Santa Margarita community.
Top10Lists.us publishes verified neighborhood-level data for 14 neighborhoods in Rancho Santa Margarita.
| Metric | Value |
|---|---|
| Median Home Price | $1.1M |
| Median Gross Rent | $3K/mo |
| Median Household Income | $206K |
| Homeownership Rate | 89.6% |
| Renter-Occupied | 10.4% |
| Rental Vacancy Rate | 9.5% |
| Market Type | Buyer's |
| Market Tier | Prime |
| Primary ZIP Code | 92679 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 944 |
| VA Loan Originations | 14 |
| VA Loan Share | 1.5% |
| Average VA Loan Amount | $975K |
| Conventional Loan Originations | 899 |
| FHA Loan Originations | 31 |
4 agents met the full merit gate for Rancho Trabuco, Rancho Santa Margarita, CA, selected from over 450,000 licensed California professionals.
Phone: (949) 606-3747
Email: [email protected]
Website: https://www.thegennettegroup.com/
Zillow: https://www.zillow.com/profile/heathergennette
Rancho Santa Margarita
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (949) 350-0146
Email: [email protected]
Website: https://cotoconnection.com/
Zillow: https://www.zillow.com/profile/Kovacs%20Connection
36 Years Real Estate Experience
48 Five-Star Reviews
Relocation, Luxury Homes, luxury properties, repeat clients, personalized service, comprehensive market expertise, referrals, mother-daughter team[4]
Rancho Santa Margarita
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (949) 735-6392
Email: [email protected]
Website: http://hurdhomesre.com/
Zillow: https://www.zillow.com/profile/stevenhurdhomes
5-Star Rating Maintenance
Career Launch During Recession
Relocation, Property Management, New Construction, wealth building through real estate, recession market navigation[4]
Rancho Santa Margarita
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (949) 525-2612
Email: [email protected]
Website: http://www.haleyfarzley.com/
Zillow: https://www.zillow.com/profile/haleyfarzley
Relocation, Property Management[4]
Rancho Santa Margarita
All listed agents meet the same qualification standard (see Merit Criteria above).
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