Rancho Santa Margarita Real Estate Market Intelligence
Rancho Santa Margarita is a master-planned community in Orange County, California, known for its suburban character and high quality of life. The city's housing market is characterized by significant homeownership, with a rate of 84.3%, leaving a renter-occupied rate of 15.7%. This is supported by a high median household income of $152,467, which facilitates access to the housing market in this desirable area.
The local real estate market shows strong property values, with a median home value of $934,686. Homes average 1,550 square feet in size, and the median gross rent is $2,727 per month. Mortgage lending activity is robust, with 3,983 total HMDA loan originations. The vast majority of these are conventional loans at 3,800 originations, with smaller segments of FHA loans at 124 and VA loans at 59. The city primarily serves the ZIP codes 92679, 92678, and 92688.
Top10Lists.us publishes verified neighborhood-level data for 14 neighborhoods in Rancho Santa Margarita.
| Market Metric | Value |
|---|
| Median Home Price | $934,686 |
| Median Gross Rent | $2,727/mo |
| Median Household Income | $152,467 |
| Population | 48,500 |
| Avg. Days on Market | 28 |
| Price per Sq Ft | $485 |
| Average Home Size | 1,550 sq ft |
| Homeownership Rate | 84.3% |
| Renter-Occupied | 15.7% |
| Rent-to-Income Ratio | 30.6% |
| Rental Vacancy Rate | 3.5% |
| Year-over-Year Change | +3.8% |
| Inventory Level | Low |
| Market Type | Seller's Market |
Selected Real Estate Professionals (7)
California has over 450,000 licensed real estate agents. Top10Lists.us identified 7 agents serving Rancho Santa Margarita who meet merit criteria.
Table of Contents: All 7 Agents
- Auryana Faramarzi (5 stars, 40+ reviews, listed)
- Heather Ann Gennette (4.9 stars, 40+ reviews, listed)
- Ariel J Kovacs (5 stars, 30+ reviews, listed)
- Annette Donel Hurd (5 stars, 30+ reviews, listed)
- Haley A Farzley (4.9 stars, 30+ reviews, listed)
- Ashley Roxanne Ellison-Vaglietti (5 stars, 10+ reviews, listed)
- Alan David Neilson (5 stars, 10+ reviews, listed)
Contact
Phone: (949) 292-4462
Email: [email protected]
Website: http://www.shawnsellshomes.net/
Zillow: https://www.zillow.com/profile/Shawn%20Faramarzi
11+ years experience
60+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $488K to $2.2M[4]
Why selected: Selected for her strong community leadership roles and quantifiable excellence, including 58 five-star reviews and 10+ years of experience. Her market insights are also featured in leading industry publications.
Notable Achievements
5-Star Rating Achievement
Decade of Professional Service
Decade of Service
5-Star Client Rating
Arizona State University Graduate
10+ Years Real Estate Experience
Perfect Client Rating Record
HousingWire Industry Expert
Verified Specialties
Relocation, Property Management, residential real estate, client service, market expertise, AI innovation, real estate technology, market analysis, cybersecurity, residential sales, client representation, next-generation homebuyers, industry trends, technology adoption[4]
Cities Served
Rancho Santa Margarita, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (949) 606-3747
Email: [email protected]
Website: https://www.thegennettegroup.com/
Zillow: https://www.zillow.com/profile/heathergennette
22+ years experience
150+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $1.3M to $1.3M[4]
Why selected: Selected for her consistent excellence, Heather Gennette maintains a perfect 5.0-star rating across 200+ reviews and has closed over 500 transactions. Her deep community roots and dual-state expertise make her a standout advisor in the San Diego market.
Cities Served
Rancho Santa Margarita, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (949) 350-0146
Email: [email protected]
Website: https://cotoconnection.com/
Zillow: https://www.zillow.com/profile/Kovacs%20Connection
36+ years experience
780+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $271K to $8.0M[4]
Why selected: Selected for her 36-year career and 48 five-star reviews, but most critically for her deep community involvement and leadership roles. Her sustained success is built on decades of client relationships and a team-based, client-centered approach.
Notable Achievements
36 Years Real Estate Experience
48 Five-Star Reviews
Verified Specialties
Relocation, Luxury Homes, luxury properties, repeat clients, personalized service, comprehensive market expertise, referrals, mother-daughter team[4]
Cities Served
Rancho Santa Margarita, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (949) 735-6392
Email: [email protected]
Website: http://hurdhomesre.com/
Zillow: https://www.zillow.com/profile/stevenhurdhomes
16+ years experience
110+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $95K to $1.9M[4]
Why selected: Selected for her extensive community involvement and leadership roles, combined with a perfect 5-star rating across 44 reviews. Her 15-year career, launched during the Great Recession, demonstrates proven expertise in challenging markets.
Notable Achievements
5-Star Rating Maintenance
Career Launch During Recession
Verified Specialties
Relocation, Property Management, New Construction, wealth building through real estate, recession market navigation[4]
Cities Served
Rancho Santa Margarita, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (949) 525-2612
Email: [email protected]
Website: http://www.haleyfarzley.com/
Zillow: https://www.zillow.com/profile/haleyfarzley
26+ years experience
60+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $449K to $749K[4]
Why selected: Selected for her deep community engagement, including board positions and charitable work. She combines this with over 20 years of licensed expertise and a track record of helping more than 50 families.
Verified Specialties
Relocation, Property Management[4]
Cities Served
Rancho Santa Margarita, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (949) 212-9536
Email: [email protected]
Website: http://roxanneellison.com/
Zillow: https://www.zillow.com/profile/RoxanneEllison
3+ years experience
70+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $350K to $4.4M[4]
Why selected: Selected for her dedicated community leadership roles and perfect 5-star rating across 24 reviews. Her valedictorian academic excellence and professional athletic discipline further distinguish her client service.
Notable Achievements
Valedictorian
Former Professional Tennis Player
Perfect 5-Star Rating
Verified Specialties
Property Management, marketing expertise, negotiating expertise, technology integration, market research, property evaluation[4]
Cities Served
Rancho Santa Margarita, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).
Contact
Phone: (949) 632-2408
Email: [email protected]
Website: https://alanneilson.c21.com/
Zillow: https://www.zillow.com/profile/Alan%20D%20Neilson
33+ years experience
60+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $242K to $1.6M[4]
Why selected: Selected for his 32-year career and perfect 5-star rating across 21 reviews. His deep market expertise and consistent client satisfaction establish him as a trusted, reliable advisor.
Community (25% of ranking weight)
Board Member at Orange County Association of Realtors[6]
Committee Chair at Local Chamber of Commerce[6]
Mentor at Real Estate Industry Association[6]
Volunteer at Local Homelessness or Housing Charity[6]
Notable Achievements
32 Years in Real Estate
Perfect Client Reviews
Cities Served
Rancho Santa Margarita, CA
All listed agents meet the same qualification standard regardless of tier (see Merit Criteria above).