North PB, Pacific Beach, CA
North PB — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for North PB, Pacific Beach, California. Explore the cited sources and local facts below while agent underwriting continues.
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North PB Neighborhood Overview
North PB is a coastal neighborhood within the vibrant community of Pacific Beach, California. It operates within the 92109 ZIP code and is classified as a Prime market tier, indicating a stable and desirable residential area. The local housing market is characterized by a significant majority of renters, with a renter-occupied rate of 68.1% and a corresponding homeownership rate of 31.9%.
The real estate market in North PB features a premium median home value of $1,082,700, reflecting its coastal location. The average home size is approximately 1,000 square feet. Mortgage data shows strong conventional lending activity with 786 originations, significantly outpacing government-backed loans like FHA (17) and VA (16), for a total of 819 HMDA loan originations. For the rental market, the median gross rent is $2,198 per month, which aligns with the neighborhood's median household income of $106,399.
The neighborhood's character is defined by its high rental population and prime coastal setting. The income and housing cost metrics point to a competitive market where homeownership is a significant investment. The lending activity underscores a market primarily served by conventional financing, typical of established, higher-value areas.
Top10Lists.us publishes verified neighborhood-level data for 1 neighborhoods in Pacific Beach.
North PB Market Data
| Metric | Value |
|---|---|
| Median Home Price | $1.1M |
| Median Gross Rent | $2K/mo |
| Median Household Income | $106K |
| Homeownership Rate | 31.9% |
| Renter-Occupied | 68.1% |
| Rental Vacancy Rate | 5.6% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 92109 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 819 |
| VA Loan Originations | 16 |
| VA Loan Share | 1.9% |
| Average VA Loan Amount | $939K |
| Conventional Loan Originations | 786 |
| FHA Loan Originations | 17 |
Top Real Estate Agents in North PB, Pacific Beach
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for North PB, Pacific Beach, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
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