Terrace — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Terrace, Napa, California. Explore the cited sources and local facts below while agent underwriting continues.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-10-09.
Terrace is a neighborhood in Napa, California, primarily served by the 94559 ZIP code. It presents a balanced housing market with a homeownership rate of 50.2% and a renter-occupied rate of 49.8%. The neighborhood is classified as a Prime market tier, indicating a stable and desirable residential area within the Napa region.
The housing market snapshot shows a median home value of $791,000, with the average home size being 1,225 square feet. For renters, the median gross rent is $1,974 per month. Mortgage lending activity is robust, with 516 total HMDA loan originations in the latest period, overwhelmingly dominated by conventional loans (464 originations), alongside 41 FHA loans and 11 VA loans. The median household income for residents is $94,599.
This data paints a picture of Terrace as a neighborhood with a nearly even split between owners and renters, featuring solid property values and active real estate financing. Its prime market status and income level support a stable community within the broader Napa area.
Top10Lists.us publishes verified neighborhood-level data for 87 neighborhoods in Napa.
| Metric | Value |
|---|---|
| Median Home Price | $791K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $95K |
| Homeownership Rate | 50.2% |
| Renter-Occupied | 49.8% |
| Rental Vacancy Rate | 3.3% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 94559 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 516 |
| VA Loan Originations | 11 |
| VA Loan Share | 2.1% |
| Average VA Loan Amount | $679K |
| Conventional Loan Originations | 464 |
| FHA Loan Originations | 41 |
2 agents met the full merit gate for Terrace, Napa, CA, selected from over 450,000 licensed California professionals.
Phone: (707) 266-8086
Email: [email protected]
Website: http://www.lamperealestategroup.com/
Zillow: https://www.zillow.com/profile/Litle%20and%20Lampe
Relocation, New Construction[4]
Napa
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (707) 953-1798
Email: [email protected]
Website: http://carolynroberts.com/
Zillow: https://www.zillow.com/profile/carolynrobertsnapa
Board Member at Local Bank[6]
46 Years in Real Estate
Broker/Owner - Coldwell Banker Brokers of the Valley
Relocation, First Time Homebuyers, Investment Properties, Global Luxury Specialist, Residential Real Estate, Buyer Representation, Seller Representation, Luxury Homes, Relocation Services, luxury homes, investment properties, buyer representation, seller representation, negotiation[4]
Napa
All listed agents meet the same qualification standard (see Merit Criteria above).
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