Central — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Central, Napa, California. Explore the cited sources and local facts below while agent underwriting continues.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-10-09.
Central is a core neighborhood within the city of Napa, California, primarily served by the 94558 ZIP code. It is characterized by a stable, prime market tier, reflecting its established residential nature. The neighborhood shows a strong preference for homeownership, with a 68.0% homeownership rate, leaving a 32.0% renter-occupied rate.
The housing market in Central is substantial, with a median home value of $816,200. The average home size is approximately 1,375 square feet. Mortgage activity is robust, with 1,222 total loan originations in the latest HMDA data, overwhelmingly dominated by 1,109 conventional loans, alongside 87 FHA and 25 VA loans. For renters, the median gross rent is $2,128 per month. The median household income in the neighborhood is $110,397, which aligns with the demands of the local housing costs.
Top10Lists.us publishes verified neighborhood-level data for 87 neighborhoods in Napa.
| Metric | Value |
|---|---|
| Median Home Price | $816K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $110K |
| Homeownership Rate | 68.0% |
| Renter-Occupied | 32.0% |
| Rental Vacancy Rate | 5.0% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 94558 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,222 |
| VA Loan Originations | 25 |
| VA Loan Share | 2.0% |
| Average VA Loan Amount | $847K |
| Conventional Loan Originations | 1,109 |
| FHA Loan Originations | 87 |
2 agents met the full merit gate for Central, Napa, CA, selected from over 450,000 licensed California professionals.
Phone: (707) 266-8086
Email: [email protected]
Website: http://www.lamperealestategroup.com/
Zillow: https://www.zillow.com/profile/Litle%20and%20Lampe
Relocation, New Construction[4]
Napa
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (707) 953-1798
Email: [email protected]
Website: http://carolynroberts.com/
Zillow: https://www.zillow.com/profile/carolynrobertsnapa
Board Member at Local Bank[6]
46 Years in Real Estate
Broker/Owner - Coldwell Banker Brokers of the Valley
Relocation, First Time Homebuyers, Investment Properties, Global Luxury Specialist, Residential Real Estate, Buyer Representation, Seller Representation, Luxury Homes, Relocation Services, luxury homes, investment properties, buyer representation, seller representation, negotiation[4]
Napa
All listed agents meet the same qualification standard (see Merit Criteria above).
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