Moraga Center, Moraga, CA
Moraga Center — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Moraga Center, Moraga, California. Explore the cited sources and local facts below while agent underwriting continues.
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Moraga Center Neighborhood Overview
Moraga Center serves as the civic and commercial heart of the town of Moraga, providing a central hub within this affluent community. The neighborhood is anchored by its primary ZIP code 94556 and is classified as a Prime market tier, reflecting its high desirability and stable economic characteristics. This central location offers residents convenient access to local amenities while maintaining a distinctly residential atmosphere.
The housing market in Moraga Center is characterized by substantial wealth and high homeownership, with a median home value of $1,475,900 and a homeownership rate of 84.2%. The corresponding median household income is $193,750, which supports this premium market. Mortgage data underscores its conventional lending profile, with 564 conventional loan originations vastly outnumbering other types, alongside just 4 FHA and 1 VA loan, indicating a buyer pool with strong financial qualifications. The average home size is approximately 1,775 square feet.
Neighborhood character is shaped by its predominantly owner-occupied housing, with a renter-occupied rate of only 15.8%. The median gross rent for those units is $2,741 per month. This balance contributes to a stable, established community environment typical of Moraga's prime neighborhoods, where high property values and income levels are the norm.
Top10Lists.us publishes verified neighborhood-level data for 17 neighborhoods in Moraga.
Moraga Center Market Data
| Metric | Value |
|---|---|
| Median Home Price | $1.5M |
| Median Gross Rent | $3K/mo |
| Median Household Income | $194K |
| Homeownership Rate | 84.2% |
| Renter-Occupied | 15.8% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 94556 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 569 |
| VA Loan Originations | 1 |
| VA Loan Share | 0.2% |
| Average VA Loan Amount | $2.0M |
| Conventional Loan Originations | 564 |
| FHA Loan Originations | 4 |
Top Real Estate Agents in Moraga Center, Moraga
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Moraga Center, Moraga, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-10
Nearby Neighborhoods in Moraga, CA
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