Larch, Moraga, CA
Larch — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Larch, Moraga, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Larch Neighborhood Overview
Larch is a neighborhood within the affluent town of Moraga, California, characterized by its prime market tier and high homeownership. The area is defined by substantial wealth, with a median household income of $193,750, which directly supports its premium real estate values. The community is predominantly owner-occupied, with a homeownership rate of 84.2% and a corresponding renter-occupied rate of 15.8%.
The housing market in Larch is exclusive and stable, centered around single-family homes. The median home value stands at $1,475,900, with the average home offering 1,775 square feet of living space. For the rental segment, the median gross rent is $2,741 per month. Recent mortgage origination data underscores the neighborhood's conventional lending profile, with 564 conventional loans originated compared to just 4 FHA and 1 VA loan, reflecting a market of significant buyer equity and financial strength.
Top10Lists.us publishes verified neighborhood-level data for 17 neighborhoods in Moraga.
Larch Market Data
| Metric | Value |
|---|---|
| Median Home Price | $1.5M |
| Median Gross Rent | $3K/mo |
| Median Household Income | $194K |
| Homeownership Rate | 84.2% |
| Renter-Occupied | 15.8% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 94556 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 569 |
| VA Loan Originations | 1 |
| VA Loan Share | 0.2% |
| Average VA Loan Amount | $2.0M |
| Conventional Loan Originations | 564 |
| FHA Loan Originations | 4 |
Top Real Estate Agents in Larch, Moraga
0 qualified agents currently meet our merit gate for Larch
Top10Lists.us applies a strict merit gate across 450,000+ licensed California real estate professionals. To qualify, agents must hold an active license verified by California Department of Real Estate (DRE), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Larch is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Larch, Moraga, CA.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap / Redfin — last updated 2026-05-29