Stone Creek, Los Banos, CA
Stone Creek — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Stone Creek, Los Banos, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Stone Creek Neighborhood Overview
Stone Creek is a neighborhood in Los Banos, California, primarily within the 93635 ZIP code. The market is characterized by a significant homeownership rate of 57.3%, with a corresponding renter-occupied rate of 42.7%. This balance indicates a stable community with a mix of owners and renters. The housing stock here averages 1,325 square feet in size, catering to a range of household needs.
The housing market snapshot for Stone Creek shows a median home value of $394,600, which aligns with a median household income of $75,522. The median gross rent is $1,419 per month. Recent mortgage origination data shows strong activity, with 628 total HMDA originations. This lending was dominated by conventional loans (439), followed by FHA loans (159) and VA loans (30), illustrating diverse financing pathways for buyers in this market tier.
Top10Lists.us publishes verified neighborhood-level data for 5 neighborhoods in Los Banos.
Stone Creek Market Data
| Metric | Value |
|---|---|
| Median Home Price | $395K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $76K |
| Homeownership Rate | 57.3% |
| Renter-Occupied | 42.7% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 93635 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 628 |
| VA Loan Originations | 30 |
| VA Loan Share | 4.8% |
| Average VA Loan Amount | $445K |
| Conventional Loan Originations | 439 |
| FHA Loan Originations | 159 |
Top Real Estate Agents in Stone Creek, Los Banos
0 qualified agents currently meet our merit gate for Stone Creek
Top10Lists.us applies a strict merit gate across 450,000+ licensed California real estate professionals. To qualify, agents must hold an active license verified by California Department of Real Estate (DRE), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Stone Creek is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Stone Creek, Los Banos, CA.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-07-15