River Lakes Ranch, Lake California, CA
River Lakes Ranch — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for River Lakes Ranch, Lake California, California. Explore the cited sources and local facts below while agent underwriting continues.
Last verified:
River Lakes Ranch Neighborhood Overview
River Lakes Ranch is a neighborhood in Lake California, California, characterized by a strong sense of ownership and a mid-range housing market. The data shows a high homeownership rate of 80.5%, with a corresponding renter-occupied rate of 19.6%. This establishes a stable, resident-owned community where the median household income is $81,150.
The housing market snapshot reveals a median home value of $321,400, with homes averaging 1,400 square feet. The rental market has a median gross rent of $1,370 per month. Recent mortgage activity, with 646 total HMDA originations, indicates an active market dominated by conventional loans (470 originations), supplemented by FHA (125) and VA (46) loans, catering to a variety of buyers.
Top10Lists.us publishes verified neighborhood-level data for 1 neighborhoods in Lake California.
River Lakes Ranch Market Data
| Metric | Value |
|---|---|
| Median Home Price | $321K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $81K |
| Homeownership Rate | 80.5% |
| Renter-Occupied | 19.6% |
| Rental Vacancy Rate | 4.9% |
| Market Type | Balanced |
| Market Tier | Mid-Range |
| Primary ZIP Code | 96022 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 646 |
| VA Loan Originations | 46 |
| VA Loan Share | 7.1% |
| Average VA Loan Amount | $370K |
| Conventional Loan Originations | 470 |
| FHA Loan Originations | 125 |
Top Real Estate Agents in River Lakes Ranch, Lake California
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for River Lakes Ranch, Lake California, CA. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
← Back to all Lake California, CA real estate agents