Estero, Isla Vista, CA
Estero — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Estero, Isla Vista, California. Explore the cited sources and local facts below while agent underwriting continues.
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Estero Neighborhood Overview
Estero is a neighborhood within the coastal community of Isla Vista, California, primarily serving the adjacent University of California, Santa Barbara campus. The market is classified as Prime, reflecting its desirability and proximity to the university. The housing stock here is characterized by a relatively modest average home size of 1,075 square feet, yet it commands a significant median home value of $932,400, a figure mirrored in the census data.
The local housing market shows a clear division between owners and renters, with a homeownership rate of 38.1% and a renter-occupied rate of 61.9%. This dynamic is typical for a university-adjacent area. The median gross rent stands at $1,936 per month. Recent mortgage origination data indicates a highly active market with 360 total HMDA originations, overwhelmingly dominated by conventional loans (341), with a much smaller number of FHA (18) and VA (1) loans, pointing to a buyer pool with strong credit profiles.
Neighborhood character in Estero is heavily influenced by its academic setting, with a median household income of $79,553. The high home values and rental costs relative to this income underscore the premium placed on location in this tight-knit coastal community. The market activity and loan types solidify its status as a prime, competitive enclave within Isla Vista.
Top10Lists.us publishes verified neighborhood-level data for 3 neighborhoods in Isla Vista.
Estero Market Data
| Metric | Value |
|---|---|
| Median Home Price | $932K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $80K |
| Homeownership Rate | 38.1% |
| Renter-Occupied | 61.9% |
| Rental Vacancy Rate | 2.6% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 93117 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 360 |
| VA Loan Originations | 1 |
| VA Loan Share | 0.3% |
| Average VA Loan Amount | $515K |
| Conventional Loan Originations | 341 |
| FHA Loan Originations | 18 |
Top Real Estate Agents in Estero, Isla Vista
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Estero, Isla Vista, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
Nearby Neighborhoods in Isla Vista, CA
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