Downtown Gilroy Historic District — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Downtown Gilroy Historic District, Gilroy, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
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Top Real Estate Agents in Downtown Gilroy Historic District, Gilroy (2026)
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Downtown Gilroy Historic District Neighborhood Overview
The Downtown Gilroy Historic District is the central, established core of Gilroy, California. This prime market tier neighborhood is anchored by its historic character and serves as a focal point for community life. The area's primary ZIP code is 95020, reflecting its central location within the city.
The housing market here reflects its desirability, with a median home value of $944,000. Homes average 1,525 square feet in size. The neighborhood has a strong homeownership base, with a rate of 64.8%, while 35.2% of units are renter-occupied. The median gross rent is $2,237 per month. Mortgage data shows robust activity, with 824 total HMDA loan originations in the period, overwhelmingly dominated by 747 conventional loans, alongside 61 FHA and 16 VA loans.
Residents enjoy a high median household income of $128,977, which aligns with the premium housing costs. This economic profile supports the neighborhood's prime market designation and its blend of historic preservation and residential demand.
Top10Lists.us publishes verified neighborhood-level data for 15 neighborhoods in Gilroy.