Downtown Gilroy — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Downtown Gilroy, Gilroy, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
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Top Real Estate Agents in Downtown Gilroy, Gilroy (2026)
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Located in the heart of Gilroy, the Downtown neighborhood serves as the central hub for the city. The housing market here is firmly positioned in the Luxury tier, with a median home value of $944,000. This aligns with a relatively high median household income of $128,977, supporting a homeownership rate of 64.8%. The average home size is approximately 1,525 square feet, indicating a mix of housing types typical of an established urban core.
The neighborhood maintains a significant rental market, with a renter-occupied rate of 35.2% and a median gross rent of $2,237 per month. Recent mortgage activity, with 824 total HMDA loan originations, shows the market is primarily driven by conventional financing, which accounted for 747 of those loans. This is supplemented by 61 FHA loans and 16 VA loans, illustrating diverse pathways to homeownership within this premium market segment.
Top10Lists.us publishes verified neighborhood-level data for 15 neighborhoods in Gilroy.