Eel River Area, Fortuna, CA
Eel River Area — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Eel River Area, Fortuna, California. Explore the cited sources and local facts below while agent underwriting continues.
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Eel River Area Neighborhood Overview
The Eel River Area is a neighborhood in Fortuna, California, centered around the primary ZIP code 95540. It presents a housing market with a median home value of $349,400, which is positioned in the Luxury market tier for the local area. The average home size is approximately 1,250 square feet. Recent mortgage origination data shows strong conventional lending activity, with 163 conventional originations out of a total of 210, alongside 32 FHA and 13 VA loans, indicating a mix of financing options for buyers.
Neighborhood character is shaped by a majority homeowner community, with a homeownership rate of 57.1% and a corresponding renter-occupied rate of 42.9%. The median gross rent is $1,122 per month. The median household income for residents is $58,348, providing context for the local economic environment supporting the housing market.
Top10Lists.us publishes verified neighborhood-level data for 6 neighborhoods in Fortuna.
Eel River Area Market Data
| Metric | Value |
|---|---|
| Median Home Price | $349K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $58K |
| Homeownership Rate | 57.1% |
| Renter-Occupied | 42.9% |
| Rental Vacancy Rate | 0.3% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 95540 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 210 |
| VA Loan Originations | 13 |
| VA Loan Share | 6.2% |
| Average VA Loan Amount | $380K |
| Conventional Loan Originations | 163 |
| FHA Loan Originations | 32 |
Top Real Estate Agents in Eel River Area, Fortuna
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Eel River Area, Fortuna, CA. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
Nearby Neighborhoods in Fortuna, CA
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