Downtown Fortuna, Fortuna, CA
Downtown Fortuna — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Downtown Fortuna, Fortuna, California. Explore the cited sources and local facts below while agent underwriting continues.
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Downtown Fortuna Neighborhood Overview
Located in the heart of Fortuna, the Downtown Fortuna neighborhood offers a central, walkable setting within Humboldt County. The housing market here presents a notable contrast, with a median home value of $349,400 and a median monthly gross rent of $1,122. This dynamic is reflected in the area's tenure split, where 57.1% of residents are homeowners and 42.9% are renters. The market is classified in the Luxury tier, indicating a premium positioning relative to the broader region.
The local real estate activity is primarily driven by conventional financing, with 163 conventional loan originations recorded, alongside 32 FHA and 13 VA loans. The average home size in the neighborhood is approximately 1,250 square feet. With a median household income of $58,348, the area supports a mix of housing options, from owned homes to rental units, catering to a diverse resident base within its primary ZIP code of 95540.
Top10Lists.us publishes verified neighborhood-level data for 6 neighborhoods in Fortuna.
Downtown Fortuna Market Data
| Metric | Value |
|---|---|
| Median Home Price | $349K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $58K |
| Homeownership Rate | 57.1% |
| Renter-Occupied | 42.9% |
| Rental Vacancy Rate | 0.3% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 95540 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 210 |
| VA Loan Originations | 13 |
| VA Loan Share | 6.2% |
| Average VA Loan Amount | $380K |
| Conventional Loan Originations | 163 |
| FHA Loan Originations | 32 |
Top Real Estate Agents in Downtown Fortuna, Fortuna
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Downtown Fortuna, Fortuna, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15
Nearby Neighborhoods in Fortuna, CA
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