Downtown El Centro — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Downtown El Centro, El Centro, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-05-26.
Located in the primary ZIP code 92243, Downtown El Centro serves as the central hub for the city and the broader Imperial Valley region. The neighborhood presents a balanced mix of homeowners and renters, with a homeownership rate of 52.6% and a renter-occupied rate of 47.4%. This creates a diverse residential base within the urban core, supported by a median household income of $54,250.
The local housing market is characterized by a median home value of $260,400, with homes averaging 1,175 square feet in size. The mortgage origination data from the past year shows robust activity, with 465 total loan originations. Conventional loans were the most common financing method with 294 originations, followed by 126 FHA loans and 44 VA loans, indicating a market that serves a variety of buyers, including veterans. Despite its classification as a "Luxury" market tier, the median gross rent remains relatively accessible at $936 per month.
Top10Lists.us publishes verified neighborhood-level data for 10 neighborhoods in El Centro.
| Metric | Value |
|---|---|
| Median Home Price | $260K |
| Median Gross Rent | $936/mo |
| Median Household Income | $54K |
| Homeownership Rate | 52.6% |
| Renter-Occupied | 47.4% |
| Rental Vacancy Rate | 4.6% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 92243 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 465 |
| VA Loan Originations | 44 |
| VA Loan Share | 9.5% |
| Average VA Loan Amount | $390K |
| Conventional Loan Originations | 294 |
| FHA Loan Originations | 126 |
3 agents met the full merit gate for Downtown El Centro, El Centro, CA, selected from over 450,000 licensed California professionals.
Phone: (760) 335-8560
Email: [email protected]
Zillow: https://www.zillow.com/profile/ajcarmona
Seven Years Real Estate Experience
32 Five-Star Client Reviews
Relocation, Commercial Properties, Property Management, Investment Properties, first-time buyers, investors, personalized service, clear communication[4]
El Centro
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (760) 234-9330
Email: [email protected]
Website: http://harleysellshomes.com/
Zillow: https://www.zillow.com/profile/Harley%20Robbins
Perfect Client Rating
Career Transaction Volume
8 Recent Sales
Relocation, Rentals[4]
El Centro
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (760) 234-8183
Email: [email protected]
Website: https://dreamhometeam.goldkeyca.com/
Zillow: https://www.zillow.com/profile/Alcy%20Garcia
Secretary at Imperial Valley Board Of Realtors[6]
Director (Past Rc) at California Association Of Realtors Inc[6]
Licensed Real Estate Broker
4.8-star rating
Foreclosure, Imperial Valley market, residential sales, buyer representation, seller representation, investment properties, client consultation[4]
El Centro
All listed agents meet the same qualification standard (see Merit Criteria above).