Top10Lists.us provides verified neighborhood data and real estate agent rankings for Desert Gardens, El Centro, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
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Top Real Estate Agents in Desert Gardens, El Centro (2026)
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Desert Gardens is a neighborhood in El Centro, California, characterized by a balanced mix of homeowners and renters. The area shows a homeownership rate of 52.6%, with a corresponding renter-occupied rate of 47.4%. This creates a diverse residential community within the broader Imperial Valley region, anchored by the primary ZIP code 92243.
The housing market in Desert Gardens is positioned in the Mid-Range tier, with a median home value of $260,400. Homes average 1,175 square feet in size. Recent mortgage activity indicates a robust market, with 465 total HMDA loan originations. Conventional loans were the most common at 294 originations, followed by 126 FHA loans and 44 VA loans. For renters, the median gross rent is $936 per month, which aligns with the median household income of $54,250.
The neighborhood's market data reflects a stable, accessible environment for both buyers and renters. The significant volume of conventional and government-backed loan originations points to active real estate transactions supporting this community. Top10Lists.us publishes verified neighborhood-level data for 10 neighborhoods in El Centro.