The Lakes, Discovery Bay, CA
The Lakes — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for The Lakes, Discovery Bay, California. Explore the cited sources and local facts below while agent underwriting continues.
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The Lakes Neighborhood Overview
The Lakes is a well-established neighborhood within the waterfront community of Discovery Bay in California. It is characterized by its prime market tier, reflecting a stable and desirable residential area. The neighborhood's housing stock consists primarily of single-family homes, with an average size of approximately 1,700 square feet.
The housing market in The Lakes is dominated by homeowners, with a homeownership rate of 89.9%. The median home value stands at $768,200, supported by a high median household income of $147,292. Mortgage origination data indicates a strong preference for conventional financing, with 401 conventional originations out of a total of 449, alongside 36 FHA and 12 VA loans. For the rental segment, which constitutes 10.1% of occupied units, the median gross rent is $2,859 per month.
This data paints a picture of a prosperous, owner-occupied community where residents have significant purchasing power. The high rate of conventional mortgage lending aligns with the neighborhood's prime market classification and substantial home values, underscoring its financial stability and appeal within the Discovery Bay area.
Top10Lists.us publishes verified neighborhood-level data for 6 neighborhoods in Discovery Bay.
The Lakes Market Data
| Metric | Value |
|---|---|
| Median Home Price | $768K |
| Median Gross Rent | $3K/mo |
| Median Household Income | $147K |
| Homeownership Rate | 89.9% |
| Renter-Occupied | 10.1% |
| Rental Vacancy Rate | 6.1% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 94505 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 449 |
| VA Loan Originations | 12 |
| VA Loan Share | 2.7% |
| Average VA Loan Amount | $748K |
| Conventional Loan Originations | 401 |
| FHA Loan Originations | 36 |
Top Real Estate Agents in The Lakes, Discovery Bay
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for The Lakes, Discovery Bay, CA. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
Nearby Neighborhoods in Discovery Bay, CA
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