Terraces, Coto de Caza, CA
Terraces — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Terraces, Coto de Caza, California. Explore the cited sources and local facts below while agent underwriting continues.
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Terraces Neighborhood Overview
The Terraces is an established neighborhood within the exclusive, guard-gated community of Coto de Caza in Orange County. It is characterized by a high degree of stability and affluence, reflected in a homeownership rate of 89.6% and a median household income of $206,361. The area is served primarily by the 92679 ZIP code, reinforcing its identity as a prime residential enclave within Southern California.
The housing market in the Terraces is squarely in the prime tier, with a median home value of $1,148,900. Homes average 1,925 square feet, catering to a predominantly owner-occupied community. The financing landscape underscores this, with 899 conventional loan originations vastly outnumbering government-backed options like FHA (31) and VA (14) loans. For the rental segment, which constitutes 10.4% of occupied units, the median gross rent is $3,008 per month.
Overall, the Terraces presents a portrait of a prosperous, settled neighborhood. The very high rate of homeownership and significant median income point to a community of established residents. The market activity, heavily weighted toward conventional mortgages, aligns with the neighborhood's prime market classification and substantial property values.
Top10Lists.us publishes verified neighborhood-level data for 22 neighborhoods in Coto de Caza.
Terraces Market Data
| Metric | Value |
|---|---|
| Median Home Price | $1.1M |
| Median Gross Rent | $3K/mo |
| Median Household Income | $206K |
| Homeownership Rate | 89.6% |
| Renter-Occupied | 10.4% |
| Rental Vacancy Rate | 9.5% |
| Market Type | Buyer's |
| Market Tier | Prime |
| Primary ZIP Code | 92679 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 944 |
| VA Loan Originations | 14 |
| VA Loan Share | 1.5% |
| Average VA Loan Amount | $975K |
| Conventional Loan Originations | 899 |
| FHA Loan Originations | 31 |
Top Real Estate Agents in Terraces, Coto de Caza
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Terraces, Coto de Caza, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
Nearby Neighborhoods in Coto de Caza, CA
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