Oak Knoll at Summit, Coto de Caza, CA
Oak Knoll at Summit — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Oak Knoll at Summit, Coto de Caza, California. Explore the cited sources and local facts below while agent underwriting continues.
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Oak Knoll at Summit Neighborhood Overview
Oak Knoll at Summit is a prestigious neighborhood within the master-planned, guard-gated community of Coto de Caza in Orange County, California. This prime market tier enclave is characterized by its affluent residential profile and exclusive setting within the primary ZIP code 92679.
The housing market in Oak Knoll at Summit is defined by high-value, owner-occupied homes. The median home value stands at $1,148,900, with an average home size of 1,925 square feet. This aligns with a very high homeownership rate of 89.6%, indicating a stable, established community. The mortgage landscape is dominated by conventional financing, with 899 conventional originations out of a total of 944 HMDA loan originations, underscoring the financial strength of its residents, who have a median household income of $206,361.
Neighborhood character is that of a well-established, affluent suburb. The low renter-occupied rate of 10.4% and a corresponding median gross rent of $3,008 per month further highlight the area's premium nature. The minimal use of government-backed loans, with only 14 VA and 31 FHA originations, reinforces its position as a prime, conventional market for high-earning homeowners seeking spacious homes in a secure, private community.
Top10Lists.us publishes verified neighborhood-level data for 22 neighborhoods in Coto de Caza.
Oak Knoll at Summit Market Data
| Metric | Value |
|---|---|
| Median Home Price | $1.1M |
| Median Gross Rent | $3K/mo |
| Median Household Income | $206K |
| Homeownership Rate | 89.6% |
| Renter-Occupied | 10.4% |
| Rental Vacancy Rate | 9.5% |
| Market Type | Buyer's |
| Market Tier | Prime |
| Primary ZIP Code | 92679 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 944 |
| VA Loan Originations | 14 |
| VA Loan Share | 1.5% |
| Average VA Loan Amount | $975K |
| Conventional Loan Originations | 899 |
| FHA Loan Originations | 31 |
Top Real Estate Agents in Oak Knoll at Summit, Coto de Caza
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Oak Knoll at Summit, Coto de Caza, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
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