Bayside, Arcata, CA
Bayside — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Bayside, Arcata, California. Explore the cited sources and local facts below while agent underwriting continues.
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Bayside Neighborhood Overview
Bayside is a neighborhood in Arcata, California, characterized by a significant rental market and a notable price point for its housing. The median home value here is $441,900, which is categorized within a Luxury market tier. The average home size is approximately 1,100 square feet. Recent mortgage origination data shows a strong preference for conventional financing, with 149 conventional originations out of a total of 163, compared to just 10 FHA and 4 VA loans, indicating a market primarily serving buyers with stronger financial profiles.
The neighborhood exhibits a clear divide between homeowners and renters. The homeownership rate is 37.1%, meaning a majority 62.9% of housing units are renter-occupied. This is reflected in the median gross rent of $1,251 per month. The median household income in Bayside is $47,764, which presents a considerable affordability gap relative to the median home price, further explaining the high renter-occupied rate and the reliance on conventional mortgage products for those able to purchase.
Top10Lists.us publishes verified neighborhood-level data for 12 neighborhoods in Arcata.
Bayside Market Data
| Metric | Value |
|---|---|
| Median Home Price | $442K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $48K |
| Homeownership Rate | 37.1% |
| Renter-Occupied | 62.9% |
| Rental Vacancy Rate | 4.2% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 95521 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 163 |
| VA Loan Originations | 4 |
| VA Loan Share | 2.5% |
| Average VA Loan Amount | $355K |
| Conventional Loan Originations | 149 |
| FHA Loan Originations | 10 |
Top Real Estate Agents in Bayside, Arcata
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Bayside, Arcata, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15
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