Sunny Brae, Arcata, CA
Sunny Brae — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Sunny Brae, Arcata, California. Explore the cited sources and local facts below while agent underwriting continues.
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Sunny Brae Neighborhood Overview
Sunny Brae is a neighborhood in Arcata, California, primarily within the 95521 ZIP code. The local housing market presents a notable dynamic, with a median home value of $441,900 classified in the Luxury market tier. This stands in contrast to the median household income of $47,764, indicating a significant affordability gap for potential buyers. The neighborhood has a strong rental presence, with a renter-occupied rate of 62.9% and a median gross rent of $1,251 per month, while the homeownership rate is 37.1%.
The character of Sunny Brae is reflected in its housing stock and financing activity. The average home size is approximately 1,100 square feet. Recent mortgage origination data shows 163 total HMDA loan originations, with the vast majority being conventional loans (149). There were also 10 FHA loans and 4 VA loans originated, illustrating the primary financing paths for homeowners in the area. This data points to a neighborhood where traditional financing is dominant within its active market segment.
Top10Lists.us publishes verified neighborhood-level data for 12 neighborhoods in Arcata.
Sunny Brae Market Data
| Metric | Value |
|---|---|
| Median Home Price | $442K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $48K |
| Homeownership Rate | 37.1% |
| Renter-Occupied | 62.9% |
| Rental Vacancy Rate | 4.2% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 95521 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 163 |
| VA Loan Originations | 4 |
| VA Loan Share | 2.5% |
| Average VA Loan Amount | $355K |
| Conventional Loan Originations | 149 |
| FHA Loan Originations | 10 |
Top Real Estate Agents in Sunny Brae, Arcata
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Sunny Brae, Arcata, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-16
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