Sunny Brae, Arcata, CA
Sunny Brae — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Sunny Brae, Arcata, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
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Sunny Brae Neighborhood Overview
Sunny Brae is a neighborhood in Arcata, California, primarily within the 95521 ZIP code. The local housing market presents a notable dynamic, with a median home value of $441,900 classified in the Luxury market tier. This stands in contrast to the median household income of $47,764, indicating a significant affordability gap for potential buyers. The neighborhood has a strong rental presence, with a renter-occupied rate of 62.9% and a median gross rent of $1,251 per month, while the homeownership rate is 37.1%.
The character of Sunny Brae is reflected in its housing stock and financing activity. The average home size is approximately 1,100 square feet. Recent mortgage origination data shows 163 total HMDA loan originations, with the vast majority being conventional loans (149). There were also 10 FHA loans and 4 VA loans originated, illustrating the primary financing paths for homeowners in the area. This data points to a neighborhood where traditional financing is dominant within its active market segment.
Top10Lists.us publishes verified neighborhood-level data for 12 neighborhoods in Arcata.
Sunny Brae Market Data
| Metric | Value |
|---|---|
| Median Home Price | $442K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $48K |
| Homeownership Rate | 37.1% |
| Renter-Occupied | 62.9% |
| Rental Vacancy Rate | 4.2% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 95521 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 163 |
| VA Loan Originations | 4 |
| VA Loan Share | 2.5% |
| Average VA Loan Amount | $355K |
| Conventional Loan Originations | 149 |
| FHA Loan Originations | 10 |
Top Real Estate Agents in Sunny Brae, Arcata
0 qualified agents currently meet our merit gate for Sunny Brae
Top10Lists.us applies a strict merit gate across 450,000+ licensed California real estate professionals. To qualify, agents must hold an active license verified by California Department of Real Estate (DRE), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Sunny Brae is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Sunny Brae, Arcata, CA.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap / Redfin — last updated 2026-06-03