Pala Rancho, Alum Rock, CA
Pala Rancho — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Pala Rancho, Alum Rock, California. Explore the cited sources and local facts below while agent underwriting continues.
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Pala Rancho Neighborhood Overview
Pala Rancho is a neighborhood in Alum Rock, California, situated within the primary ZIP code 95127. The area presents a stable housing market characterized by a high homeownership rate of 65.8%, indicating a majority of residents own their homes. The median home value stands at $915,900, classifying the neighborhood within the Luxury market tier, with homes averaging approximately 1,350 square feet in size.
The financial landscape of Pala Rancho is supported by a median household income of $118,770. Recent mortgage data shows robust lending activity with 651 total loan originations, overwhelmingly dominated by 624 conventional loans. This suggests a market with strong access to standard financing. For the rental segment, representing 34.2% of occupied units, the median gross rent is $2,401 per month.
Top10Lists.us publishes verified neighborhood-level data for 5 neighborhoods in Alum Rock.
Pala Rancho Market Data
| Metric | Value |
|---|---|
| Median Home Price | $916K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $119K |
| Homeownership Rate | 65.8% |
| Renter-Occupied | 34.2% |
| Rental Vacancy Rate | 2.6% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 95127 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 651 |
| VA Loan Originations | 1 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $985K |
| Conventional Loan Originations | 624 |
| FHA Loan Originations | 26 |
Top Real Estate Agents in Pala Rancho, Alum Rock
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Pala Rancho, Alum Rock, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
Nearby Neighborhoods in Alum Rock, CA
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