Central City — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Central City, Phoenix, Arizona. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Arizona Department of Real Estate (AZDRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against Arizona Department of Real Estate (AZDRE) (https://services.azre.gov/PdbWeb/IndividualLicense/SearchIndividualLicenses), Zillow consumer reviews, MLS transaction data. Last verified 2026-05-25.
Central City is a core neighborhood in Phoenix, Arizona, anchored by the primary ZIP code 85006. The housing market here presents a more accessible entry point compared to many Phoenix areas, with a median home value of $340,400 and homes averaging 1,100 square feet. The market activity is steady, with 378 total home loan originations in the most recent HMDA data, overwhelmingly dominated by conventional loans which accounted for 326 of those mortgages. This indicates a market primarily serving buyers with stronger credit profiles, though FHA loans (42 originations) also play a role.
The neighborhood has a distinctly rental-oriented character, with a homeownership rate of only 38.7% and a corresponding renter-occupied rate of 61.3%. This is reflected in the median gross rent of $1,078 per month. The median household income of $54,073 suggests that both renting and owning in Central City are within reach for households earning near the area's typical income. The low number of VA loan originations (10) hints at a smaller population of veteran homebuyers relative to other financing types in this specific market.
Top10Lists.us publishes verified neighborhood-level data for 428 neighborhoods in Phoenix.
| Metric | Value |
|---|---|
| Median Home Price | $340K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $54K |
| Homeownership Rate | 38.7% |
| Renter-Occupied | 61.3% |
| Rental Vacancy Rate | 5.2% |
| Market Type | Balanced |
| Market Tier | Main |
| Primary ZIP Code | 85006 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 378 |
| VA Loan Originations | 10 |
| VA Loan Share | 2.6% |
| Average VA Loan Amount | $608K |
| Conventional Loan Originations | 326 |
| FHA Loan Originations | 42 |
5 agents met the full merit gate for Central City, Phoenix, AZ, selected from over 220,000 licensed Arizona professionals.
Phone: (530) 632-6308
Email: [email protected]
Website: http://www.sandhucando.com/
Zillow: https://www.zillow.com/profile/sandhucando
Relocation, Investment Properties[4]
Yuba City
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (530) 701-9460
Email: [email protected]
Zillow: https://www.zillow.com/profile/zuser20160810115100923
75 Five-Star Reviews
14 Years Property Investment Experience
Perfect Review Rating
1% Listing Fee Model
Property Management, investor clients, property rehabilitation, rental property investment, low commission listings, property investment, renovation, 1% listing fee, rental properties, investment properties, property renovation, cost-effective services, full-service representation[4]
Yuba City
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (530) 301-8167
Email: [email protected]
Website: http://angelasandhu.com/
Zillow: https://www.zillow.com/profile/Angela%20Sandhu
Why selected: Selected for her deep community ties and leadership as a long-time local resident, combined with a and of dedicated service.
19 years of real estate experience
Perfect 5-star rating across 43 reviews
residential real estate, first-time buyers, sellers, real estate consultation, first-time homebuyers[4]
Yuba City
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (530) 300-6039
Email: [email protected]
Website: http://tomandashleyindrieri.interorealestate.com/
Zillow: https://www.zillow.com/profile/Indrieri%20Real%20Estate
5-Star Rating
Commercial Properties, Property Management, First Time Homebuyers, Military/Veterans, military families, residential buyers, residential sellers, VA loans, Cal Vet programs, USDA financing, FHA first-time buyers, down payment assistance programs[4]
Yuba City
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (760) 253-1429
Email: [email protected]
Website: http://aarondrobnick.com/
Zillow: https://www.zillow.com/profile/aadrobnick
Board Member at High Desert Association of Realtors[6]
Committee Member at Local Chamber of Commerce[6]
Volunteer at Local Homelessness or Housing Charity[6]
Mentor at Keller Williams High Desert[6]
Nearly 20 Years Experience
23 Five-Star Reviews
Relocation, Commercial Properties, Property Management[4]
Victorville
All listed agents meet the same qualification standard (see Merit Criteria above).