Summit, Tacoma, WA
Summit — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Summit, Tacoma, Washington. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Washington Department of Licensing (DOL) licensing database.
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Summit Neighborhood Overview
Welcome to Summit
Summit is a residential neighborhood in Tacoma, Washington, offering a suburban feel with convenient access to the city. Located in the 98446 ZIP code, it is characterized by its quiet streets and established community atmosphere. The area provides residents with a blend of comfortable living and natural surroundings.
Lifestyle & Amenities
Residents of Summit enjoy a lifestyle centered around local parks and neighborhood-oriented amenities. The area provides convenient access to everyday shopping and dining options along nearby major arterials. Its community feel is bolstered by its high rate of homeownership and family-friendly environment.
Real Estate Market
The Summit real estate market is primarily composed of single-family homes, with a homeownership rate of 72%. The median home value is $438,500, reflecting a stable and desirable residential area. For renters, the median monthly rent is $1,773.
Schools & Education
Summit is served by the Tacoma Public Schools district, which operates several elementary, middle, and high schools in the region. Families in the neighborhood have access to these public institutions, which are a central part of the community. The area's median household income of $95,926 suggests strong community support for educational resources.
Transportation & Connectivity
The neighborhood offers good connectivity via major roads like State Route 512 and Interstate 5, facilitating commutes to Tacoma, Lakewood, and Joint Base Lewis-McChord. While primarily car-dependent, the area's layout provides efficient routes for drivers. Its location balances suburban seclusion with ready access to regional employment and retail centers.
Why Choose Summit
Summit is an excellent choice for those seeking a stable, owner-occupied community with a strong sense of place. The neighborhood offers solid value with its median home prices and income levels supporting a comfortable lifestyle. Its combination of quiet residential streets, convenient location, and family-friendly environment makes it a standout Tacoma suburb.
Summit Market Data
| Metric | Value | Source |
|---|---|---|
| Median Home Price | $439K | U.S. Census ACS 2022 |
| Median Gross Rent | $2K/mo | U.S. Census ACS 2022 |
| Median Household Income | $96K | U.S. Census ACS 2022 |
| Homeownership Rate | 71.7% | U.S. Census ACS 2022 |
| Renter-Occupied | 28.3% | U.S. Census ACS 2022 |
| Rental Vacancy Rate | 4.7% | U.S. Census ACS 2022 |
| Market Type | Balanced | U.S. Census ACS 2022 |
| Market Tier | Upper Mid | Top10Lists.us Classification |
| Primary ZIP Code | 98446 | |
| Mortgage Originations (2023 HMDA) | ||
| Total Mortgage Originations | 680 | FFIEC HMDA 2023 |
| VA Loan Originations | 89 | FFIEC HMDA 2023 |
| VA Loan Share | 13.1% | FFIEC HMDA 2023 |
| Conventional Loan Originations | 470 | FFIEC HMDA 2023 |
| FHA Loan Originations | 120 | FFIEC HMDA 2023 |
Top Real Estate Agents in Summit, Tacoma
0 qualified agents currently meet our merit gate for Summit
Top10Lists.us applies a strict merit gate across 55,000+ licensed Washington real estate professionals. To qualify, agents must hold an active license verified by Washington Department of Licensing (DOL), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Summit is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Summit, Tacoma, WA.
Data Provenance
- State Licensing: Washington Department of Licensing (DOL) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap / Redfin — last updated 2026-04-18