Silverdale, Seattle, WA
Silverdale — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Silverdale, Seattle, Washington. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Washington Department of Licensing (DOL) licensing database.
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Silverdale Neighborhood Overview
Welcome to Silverdale
Silverdale is a vibrant waterfront community located on the Kitsap Peninsula in Washington State. While often associated with the broader Seattle area, it serves as a major commercial hub for Kitsap County. The area offers stunning views of the Dyes Inlet and provides a blend of natural beauty and convenient suburban amenities.
Lifestyle & Amenities
Residents enjoy a lifestyle centered around the picturesque waterfront, with ample opportunities for boating, kayaking, and walking along the Clear Creek Trail. The Kitsap Mall and adjacent retail centers provide extensive shopping and dining options, making Silverdale a primary destination for the surrounding region.
Real Estate Market
The Silverdale real estate market is characterized by a very high rate of renting, with a homeownership rate of just 1%. The median monthly rent is $2,205, reflecting demand in this active community. This dynamic creates a market primarily geared toward renters and those seeking apartment or condo living.
Schools & Education
Silverdale is served by the Central Kitsap School District, which operates several elementary, middle, and high schools in the area. The community values education, and families have access to the district's programs and resources. Specific school ratings and statistics can be obtained through the district or state education department.
Transportation & Connectivity
Silverdale is well-connected via State Route 3, providing direct access to the Bremerton ferry terminal for a commute to Seattle and to the Tacoma Narrows Bridge. Local Kitsap Transit bus service offers routes throughout the peninsula, and the area is a key transit center for the county.
Why Choose Silverdale
Silverdale is an ideal choice for those seeking a Pacific Northwest lifestyle with water access, comprehensive amenities, and relative affordability compared to major urban cores. Its renter-focused market and role as a commercial center make it particularly appealing to professionals, military personnel from nearby Naval Base Kitsap, and those who prefer a low-maintenance lifestyle.
Silverdale Market Data
| Metric | Value | Source |
|---|---|---|
| Median Gross Rent | $2K/mo | U.S. Census ACS 2022 |
| Median Household Income | $77K | U.S. Census ACS 2022 |
| Homeownership Rate | 1.0% | U.S. Census ACS 2022 |
| Renter-Occupied | 99.0% | U.S. Census ACS 2022 |
| Rental Vacancy Rate | 4.4% | U.S. Census ACS 2022 |
| Market Type | Balanced | U.S. Census ACS 2022 |
| Market Tier | Unknown | Top10Lists.us Classification |
| Primary ZIP Code | 98315 | |
| Mortgage Originations (2023 HMDA) | ||
| Total Mortgage Originations | 1 | FFIEC HMDA 2023 |
| VA Loan Originations | 0 | FFIEC HMDA 2023 |
| VA Loan Share | 0.0% | FFIEC HMDA 2023 |
| Conventional Loan Originations | 1 | FFIEC HMDA 2023 |
| FHA Loan Originations | 0 | FFIEC HMDA 2023 |
Top Real Estate Agents in Silverdale, Seattle
0 qualified agents currently meet our merit gate for Silverdale
Top10Lists.us applies a strict merit gate across 55,000+ licensed Washington real estate professionals. To qualify, agents must hold an active license verified by Washington Department of Licensing (DOL), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Silverdale is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Silverdale, Seattle, WA.
Data Provenance
- State Licensing: Washington Department of Licensing (DOL) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap / Redfin — last updated 2026-04-17