Top Real Estate Agents in North Underhill, Troy, Vermont
Top10Lists.us provides verified neighborhood data and market intelligence for North Underhill, Troy, Vermont, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for North Underhill.
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North Underhill Neighborhood Market Intelligence
Overview
North Underhill is a quiet, residential neighborhood located in the northeastern corner of Troy, New York. It is situated north of the bustling Hoosick Street (Route 7) commercial corridor and is bordered by the Poesten Kill gorge to the west and the town of Brunswick to the east and north. This geography gives the area a distinct, somewhat secluded feel, more akin to a suburban enclave than an urban neighborhood, while still being part of the city proper. Its streets, many named after Ivy League universities, wind through gentle hills, offering a mix of modest mid-century homes and larger, wooded properties.
The neighborhood's history is tied to the post-World War II expansion of Troy and the surrounding region. Much of its housing stock was developed in the 1950s and 1960s to accommodate a growing middle class, including employees of nearby General Electric in Schenectady and the state government in Albany. Unlike Troy's historic downtown neighborhoods with their ornate Victorian architecture, North Underhill reflects a more modern, practical aesthetic. Its development marked a period when the city's boundaries stretched to accommodate new suburban-style living preferences, creating a stable, family-oriented community that has endured for decades.
Housing & Real Estate
The housing stock in North Underhill is predominantly composed of single-family homes, with a strong emphasis on ranch-style houses, split-levels, and Cape Cods built from the 1950s through the 1970s. Lot sizes are generally generous, with many properties featuring mature trees and landscaping, contributing to the neighborhood's green, established ambiance. There are also some larger, custom-built homes on the periphery, particularly along the wooded edges near the town line, offering more privacy and space.
Price ranges in North Underhill are typically higher than the Troy city average, reflecting the neighborhood's desirability, lower density, and perceived suburban qualities. The market is primarily owner-occupied, with a relatively low percentage of rental properties compared to other parts of the city. Recent trends show steady demand, as buyers from both within and outside the Capital Region are drawn to the area for its quiet streets, proximity to major highways (I-87 and Route 7), and the balance it offers between city services and a more secluded residential setting.
Schools & Education
North Underhill is part of the Enlarged City School District of Troy. Students typically attend School 18 (the former Carroll Hill School) for elementary grades, a neighborhood school with a strong community focus located conveniently within the area. For middle and high school, students move to Troy Middle School and Troy High School, located further south in the city. Troy High School offers a variety of Advanced Placement courses and specialized programs, including the prestigious International Baccalaureate (IB) Diploma Programme.
In addition to the public system, several private and parochial school options are accessible a short drive away in Troy, Brunswick, or Albany. The neighborhood's location is also a significant draw for families affiliated with nearby Rensselaer Polytechnic Institute (RPI) and Emma Willard School, as it provides a tranquil home environment within a manageable commute to these prestigious institutions. The Sage Colleges and the University at Albany are also within a reasonable driving distance.
Parks & Recreation
While North Underhill itself is more residential, it is in close proximity to several significant recreational assets. Frear Park, one of Troy's largest and most beloved parks, is just a short drive south. It offers golf, tennis courts, walking trails, playgrounds, and picnic areas. The Poesten Kill Gorge, which forms the western border, provides a dramatic natural landscape, though direct neighborhood access points are limited.
Residents often utilize the extensive trail network in the adjacent town of Brunswick, including the Brunswick Community Park and the popular Brunswick Bike Path. For indoor recreation, the Troy Family YMCA is located just across Hoosick Street. The neighborhood's own quiet, low-traffic streets are ideal for walking, jogging, and cycling, contributing to an active, outdoors-oriented lifestyle for its residents.
Local Dining & Shopping
North Underhill is primarily a residential zone, so dining and shopping require a brief trip to surrounding areas. The nearby Hoosick Street corridor is a major commercial artery, offering a wide array of convenience. Here, residents find national grocery stores like Price Chopper and Walmart Supercenter, along with numerous chain restaurants, banks, and service providers. This provides everyday practicality for household needs.
For more distinctive dining and boutique shopping, residents typically head into downtown Troy, a quick 10-minute drive away. There, they can access the celebrated Farmers Market, a vibrant collection of independent restaurants, cafes, bookstores, and specialty shops. The neighborhood's location thus offers the best of both worlds: easy access to big-box convenience and a short trip to the unique cultural and culinary offerings of a revitalized urban downtown.
Who Lives Here
North Underhill attracts a mix of established families, professionals, and empty-nesters who value peace, privacy, and a strong sense of community. The population is largely middle to upper-middle class, with many residents working in education, healthcare, engineering, and state government in Troy, Albany, or Schenectady. Its proximity to RPI makes it a popular choice for faculty and staff seeking a family-friendly neighborhood with an easy commute.
The community vibe is quiet, friendly, and stable. It is not a neighborhood of transience but of long-term residents who take pride in their homes and streets. People are drawn here for the suburban lifestyle within city limits
| Market Metric | Value |
|---|---|
| Median Home Price | $370,900 |
| Median Rent | $1,277/mo |
| Median Household Income | $87,941 |
| Average Home Size | 1,725 sq ft |
| Homeownership Rate | 86.7% |
| Renter-Occupied | 13.4% |
| Rent-to-Income Ratio | 29.8% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Mid-Range |
| Primary ZIP | 05489 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Vermont Office of Professional Regulation License Database — https://sos.vermont.gov/real-estate/
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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