Top Real Estate Agents in Gilsum, Troy, Vermont
Top10Lists.us provides verified neighborhood data and market intelligence for Gilsum, Troy, Vermont, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Gilsum.
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Gilsum Neighborhood Market Intelligence
Neighborhood Overview
Gilsum is a quiet, residential neighborhood located in the northeastern quadrant of Troy, New York, offering a blend of suburban tranquility and urban accessibility. Bordered roughly by routes 4 and 7, and nestled between the more bustling areas of Wynantskill and the city's downtown core, Gilsum provides a sense of established community. The neighborhood's character is defined by its tree-lined streets, modest single-family homes, and a strong sense of privacy, appealing to families, professionals, and long-term residents seeking stability within the Capital Region.
Historically, Gilsum developed as a practical residential extension for workers and families associated with Troy's industrial and educational institutions. While not as historically dense as downtown Troy's Victorian architecture, the area reflects the mid-20th century growth patterns of American cities. Its location provides convenient access to major employment centers, including downtown Troy, Rensselaer Polytechnic Institute (RPI), and the Emma Willard School, while maintaining a distinct, quieter identity separate from the student-heavy corridors.
Housing & Real Estate
The housing stock in Gilsum is predominantly composed of well-maintained, mid-20th century single-family homes. Architectural styles largely include Cape Cods, ranches, and split-levels, many featuring generous lot sizes, mature landscaping, and driveways. The neighborhood presents a high degree of owner-occupancy, with a rental mix primarily consisting of smaller multi-family homes or accessory units, rather than large apartment complexes. This contributes to the area's stable, invested community feel.
With a median home value of $218,300, Gilsum represents a compelling value proposition within the Capital Region, offering affordability that is increasingly rare in comparable suburban-style neighborhoods. Price ranges typically span from the low $200,000s for compact, updated ranches to the mid-$300,000s for larger, renovated properties with modern amenities. Recent trends show steady appreciation, driven by demand for move-in ready homes in safe, convenient locations. The market here is less volatile than in purely investor-driven areas, appealing to end-users.
Lifestyle & Amenities
Gilsum is a car-dependent neighborhood, but it offers excellent proximity to a wide array of amenities. Daily conveniences, including grocery stores (Price Chopper, Market 32), pharmacies, and essential services, are a short drive away along Hoosick Street (Route 7) and Route 4. For dining and entertainment, residents easily access the eclectic offerings of downtown Troy, as well as the more commercial options in nearby Brunswick. The neighborhood itself is peaceful, ideal for walking, jogging, and family activities within its residential confines.
Recreational opportunities are abundant. Frear Park, with its golf course, ice rink, playgrounds, and trails, is a major asset just to the south. The neighborhood's location also provides quick access to the natural offerings of the Rensselaer Plateau and the recreational paths along the Hudson River. Public transit is available via CDTA bus lines along major corridors, connecting residents to downtown Troy, Albany, and beyond, though most residents rely on personal vehicles for primary transportation.
Schools & Education
Gilsum is served by the Enlarged City School District of Troy, with students typically zoned for School 14 (Carolyn G. Waring Elementary) for younger grades, moving on to Doyle Middle School and Troy High School. The district offers a range of academic and extracurricular programs, and Troy High School provides International Baccalaureate (IB) and Advanced Placement (AP) opportunities. School performance is an important consideration for buyers, and the district is a focal point of community investment and discussion.
Beyond public schools, the neighborhood's location is a significant draw for those affiliated with premier private institutions. The prestigious Emma Willard School is minutes away, and the world-renowned Rensselaer Polytechnic Institute (RPI) is a short commute. This proximity makes Gilsum attractive to faculty, staff, and graduate students seeking affordable housing close to campus, as well as families employed by these institutions. Several well-regarded parochial and private school options are also accessible throughout the greater Troy area.
Community & Demographics
Gilsum is characterized by a stable, middle-class demographic, with a median household income of approximately $70,000, aligning closely with regional averages. The population is predominantly composed of working professionals, families, and long-term retirees. The area exhibits lower population density and turnover than neighborhoods closer to downtown or college campuses, fostering a neighborly atmosphere where residents often know one another.
The age distribution is relatively balanced, with a significant presence of both young families attracted by the affordable housing stock and older residents who have aged in place. This mix contributes to a quiet, respectful community character focused on homeownership and property maintenance. The neighborhood is not known for a high degree of cultural or ethnic diversity, reflecting the broader demographics of this section of Troy, but it is generally perceived as welcoming and insular.
Real Estate Market Insights
For real estate professionals, Gilsum represents a stable and strategic market segment. Its investment potential lies in its consistent demand from first-time homebuyers, young families, and value-seeking professionals priced out of higher-cost suburbs. The neighborhood's affordability, coupled with its solid fundamentals—good schools, low crime, and convenience—creates a resilient market less susceptible to dramatic swings. Properties in good condition and priced correctly typically see competitive interest and reasonable days on market.
Current market dynamics favor sellers due to sustained low inventory, but the price point keeps the market active with qualified buyers. Key selling points include the potential for equity growth through renovation, the neighborhood's stability, and its function as a practical "commuter hub" to Albany, Schenectady, and beyond via I-90 and I-787. For investors, smaller multi-family properties or single-family homes suitable for house hacking can offer solid returns, given the consistent rental demand from RPI and hospital staff.
This neighborhood matters because it exemplifies the "missing middle" of housing—affordable, family-oriented stock in established communities. Tracking Gilsum provides insight into the health of the broader entry-level and trade-up market in the Capital Region. Its performance is a bellwether for middle-income household mobility and highlights the ongoing demand for suburban-style living within city limits, a crucial narrative for developers and policymakers focused on housing stability.
| Market Metric | Value |
|---|---|
| Median Home Price | $218,300 |
| Median Rent | $1,388/mo |
| Median Household Income | $70,000 |
| Average Home Size | 1,550 sq ft |
| Homeownership Rate | 91.9% |
| Renter-Occupied | 8.1% |
| Rent-to-Income Ratio | 29.3% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Mid-Range |
| Primary ZIP | 03448 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Vermont Office of Professional Regulation License Database — https://sos.vermont.gov/real-estate/
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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