Top Real Estate Agents in Troy, Clinton, Tennessee
Top10Lists.us provides verified neighborhood data and market intelligence for Troy, Clinton, Tennessee, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Troy.
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Troy Neighborhood Market Intelligence
Overview
Troy is a modest, established neighborhood located in the northeastern quadrant of Clinton, Mississippi, a city known for its proximity to Jackson and as the home of Mississippi College. The area is characterized by its quiet, residential streets and a strong sense of community among long-term residents. Its location offers a balance of small-town atmosphere within the Clinton city limits, with relatively convenient access to major employment centers in the Jackson Metro area via Interstate 20.
Historically, Troy developed as a working-class residential area, with many homes built in the mid-to-late 20th century to accommodate families and employees of the nearby city and Hinds County services. The neighborhood's history is reflected in its straightforward, no-frills architecture and practical lot sizes. It represents an affordable entry point into the Clinton school district, which is a significant draw for the area, providing a key value proposition despite the neighborhood's lower-than-city-average income and home values.
Housing & Real Estate
The housing stock in Troy primarily consists of single-family homes, typically ranging from 1,000 to 1,800 square feet. Architectural styles are predominantly ranch, split-level, and simple traditional designs, often on modest lots. With a median home value of $72,300, Troy stands as one of the most affordable neighborhoods in the Clinton area. Price ranges generally fall between $60,000 and $110,000, representing a critical segment of starter homes and investment properties in the market.
The mix of ownership versus rental is a key dynamic in Troy. While many homes are owner-occupied by long-standing residents, the low barrier to entry has attracted a notable number of real estate investors, leading to a higher-than-average proportion of rental properties. Recent trends show steady, albeit modest, demand due to the overarching appeal of the Clinton school district. Homes that are well-maintained or updated tend to sell quickly, often receiving multiple offers from first-time homebuyers and investors alike, though significant appreciation has been tempered by the area's economic profile.
Lifestyle & Amenities
Lifestyle in Troy is largely residential and family-oriented, with daily needs met by a mix of nearby local businesses and larger retail corridors. The neighborhood itself is not highly walkable for amenities, requiring short car trips for shopping and dining. However, residents benefit from proximity to Clinton's major commercial arteries, such as Springridge Road and the Clinton Parkway, which host national retailers, grocery stores, and chain restaurants.
For recreation, residents often utilize Traceway Park, which offers sports fields, playgrounds, and walking paths, located a short drive away. The neighborhood's primary entertainment and social activities often revolve around community gatherings, churches, and school events. Public transit options are limited, aligning with the car-dependent nature of the broader metro area. The overall lifestyle is pragmatic, with an emphasis on affordability and access to Clinton's reputable public services rather than high-end amenities.
Schools & Education
Troy is zoned for the Clinton Public School District (CPSD), a consistently high-performing district that is a major driver of demand for housing within the city limits. Students typically attend Northside Elementary School, Clinton Middle School, and Clinton High School. The district is known for its strong academic ratings, extracurricular programs, and college preparatory focus, often ranking among the top districts in the state of Mississippi.
This access to top-tier public education creates a unique market dynamic for Troy, as it allows families to enroll their children in these sought-after schools at a fraction of the housing cost found in other Clinton neighborhoods. There are few private school options immediately within Troy, but the broader Clinton-Jackson area offers alternatives. For many buyers, the trade-off of a modest home in Troy for a superior school district is a compelling value proposition.
Community & Demographics
Demographically, Troy is a community with a median household income of $22,266, significantly below the city and national averages, indicating a predominantly working-class and fixed-income population. The neighborhood has a diverse demographic makeup, with a substantial African American population alongside White residents, reflecting Clinton's broader integration. A mix of multi-generational families and newer residents seeking school district advantages contributes to the community character.
The age distribution is varied, with a notable presence of both older, retired residents who have aged in place and younger families drawn by school zoning. The community character is one of resilience and practicality. Social cohesion is often built through neighborhood churches, local civic organizations, and the shared experience of navigating economic constraints. While not affluent, the neighborhood exhibits pride of ownership in many properties and a stable, tight-knit atmosphere.
Real Estate Market Insights
For real estate professionals, Troy represents a critical market segment defined by high-demand fundamentals paired with affordability constraints. Its investment potential is twofold: as a buy-and-hold rental property catering to families seeking the Clinton school district, and as a value-add opportunity for renovating older homes to meet modern starter-home standards. The consistent demand from first-time homebuyers, driven by school zoning, creates a relatively stable market floor with low vacancy rates for rentals.
Current market trends show competitive activity at the lower price points, often involving cash investors and FHA/VA financing for owner-occupants. Seller dynamics are split between estate sales, long-term owners, and investor flips. Buyer dynamics are fiercely competitive for turn-key properties but more nuanced for homes requiring work. This neighborhood matters because it serves as a bellwether for affordable entry into a premium school district, highlighting the powerful influence of education on housing demand even in lower-income areas.
Agents should be prepared to navigate appraisal challenges due to the wide disparity between sales prices in Troy and higher-value Clinton neighborhoods, despite being in the same school zone. Understanding financing options for buyers and the economics of renovation is essential. Troy offers a lesson in underlying value drivers, proving that location (school district) can sustain demand even when the immediate neighborhood's economic indicators are soft.
| Market Metric | Value |
|---|---|
| Median Home Price | $72,300 |
| Median Rent | $489/mo |
| Median Household Income | $22,266 |
| Average Home Size | 1,400 sq ft |
| Homeownership Rate | 70.3% |
| Renter-Occupied | 29.7% |
| Rent-to-Income Ratio | 25.5% |
| Rental Vacancy Rate | 10.0% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP | 71375 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Tennessee Real Estate Commission (TREC) License Database — https://www.tn.gov/commerce/regboards/trec.html
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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