Hearthstone, Dayton, OH
Hearthstone — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Hearthstone, Dayton, Ohio. Explore the cited sources and local facts below while agent underwriting continues.
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Hearthstone Neighborhood Overview
Hearthstone is a residential neighborhood located in Dayton, Ohio, within the 45431 ZIP code. It offers a quiet, suburban atmosphere with convenient access to the broader amenities of the city.
Lifestyle & Amenities
Residents enjoy a family-friendly environment with local parks and shopping centers nearby. The area provides a balance of residential calm and practical retail conveniences for daily needs.
Real Estate Market
The median home value in Hearthstone is $181,700, according to U.S. Census Bureau ACS 5-Year Estimates (2022). Current market data shows a price per square foot of $178.04, according to Redfin market data, indicating a stable housing market.
Schools & Education
The neighborhood is served by the Dayton Public Schools district or surrounding systems, offering a range of educational options. Families are encouraged to research specific school ratings and programs to find the best fit.
Transportation & Connectivity
Major roadways provide straightforward commutes to downtown Dayton and other employment centers. The neighborhood's layout primarily caters to vehicular travel, with limited public transit options available.
Why Choose Hearthstone
With a median household income of $75,293, according to U.S. Census Bureau ACS 5-Year Estimates (2022), Hearthstone appeals to those seeking an affordable, established community. It represents a solid value for homebuyers looking for a traditional suburban lifestyle within Dayton.
Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Redfin Neighborhood Market Tracker — redfin.com/news/data-center
Hearthstone Market Data
| Metric | Value |
|---|---|
| Median Home Price | $182K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $75K |
| Homeownership Rate | 53.2% |
| Renter-Occupied | 46.8% |
| Rental Vacancy Rate | 5.7% |
| Market Type | Balanced |
| Market Tier | Affordable |
| Primary ZIP Code | 45431 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 313,866 |
| VA Loan Originations | 14,975 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $247K |
| Conventional Loan Originations | 263,696 |
| FHA Loan Originations | 35,195 |
Top Real Estate Agents in Hearthstone, Dayton
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Hearthstone, Dayton, OH. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: Ohio Division of Real Estate — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15